3643 Troy Rd, Springfield, OH 45504 Property Records

Clark County property record for 3643 Troy Rd, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1963
Lot Size	5.86 acres (255,697 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Oct 2020)
Tax Bill	$5,085 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-02-00020-201-066`

Property Details

APN / Parcel Number

Primary APN	`050-02-00020-201-066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Basement Area	1,155 sqft
Finished Basement	1,155 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	255,697 sqft (5.86 acres)
Garage Type	Basement
Garage Area	720 sqft
Porch	Open Porch
Porch Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3643 TROY RD
City	SPRINGFIELD
State	OH
Zip	45504-4463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	PT MID E 1/2
Legal Subdivision	MRS
Legal Block	201
Jurisdiction	CLARK OH
Township / Civil Division	GERMAN
Census Block Group	1
Census Block	1001
Census Tract	2502

Owner

Source: Clark County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3643 TROY RD, SPRINGFIELD, OH 45504-4463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Oct 28, 2020	Survivorship Deed, Transfer · Conventional Mortgage LIBERTY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Dec 8, 2000
Deed Document Number	3864
Deed Book / Page	2180 / 1607
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3643 TROY RD, SPRINGFIELD, OH 45504-4463
Transaction Type	Mortgage
Record Updated	Jan 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018812
Date	Dec 29, 2022
Book Page	2219/2883
Instrument	202200018812

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3643 TROY RD, SPRINGFIELD, OH 45504-4463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014894
Date	Oct 23, 2017
Book Page	2130/0828
Instrument	201700014894

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	DUNBAR, WV 25064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

October 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLARK OH
Recording Date	Oct 28, 2020
Property Address	3643 TROY RD, SPRINGFIELD, OH 45504-4463
Document Number	0000015921
Book / Page	2180 / 1607
Instrument Date	Oct 23, 2020
Instrument	202000015921
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	OHIO REAL ESTATE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3643 TROY RD, SPRINGFIELD, OH 45504-4463

Mortgage

Document Number	0000015923
Date	Oct 28, 2020
Book Page	2180/1614
Instrument	202000015923

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	German Township
Unified School District	Northwestern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,910 (+18.12%) Land $31,280 Building $90,630	$348,310 (+18.12%) Land $89,360 Building $258,950
2024	$5,085.00
2023		$103,210 Land $27,960 Building $75,250
2022			$294,890 Land $79,890 Building $215,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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