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3643 North Way, Oceanside, CA 92056 Property Records

San Diego County property record for 3643 North Way, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 953 sqft · built 1972
Lot Size0.74 acres (3,200 sqft)
Owner2 Trust Names on File
Last Sale$439,000 (Nov 2020)
Tax Bill$5,362 (2025)
Deeds & MortgagesJan 2021 Transfer
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN165-374-01-00

Property Details

APN / Parcel Number

Primary APN165-374-01-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area953 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area3,200 sqft (0.74 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address3643 NORTH WAY
CityOCEANSIDE
StateCA
Zip92056-4118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 51 TR 006892
Legal SubdivisionCOSTA SERENA
Legal Tract006892
Legal Block3
Legal Lot Number51
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18517

Owner

3643 North Way is held in a trust since November 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address1865 HIGH RIDGE AVE, CARLSBAD, CA 92008-3760
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 6, 2020Grant Deed, Transfer · Conventional Mortgage
COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2020 · Amount on File
Deed SaleNov 6, 2020 · Amount on File
Prior SaleOct 12, 1994
Deed Document Number2020696441
Prior Transfer DateJan 5, 1993
Prior Transfer Doc0000700591
Record UpdatedOct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 25, 2021
Property Address3643 NORTH WAY, OCEANSIDE, CA 92056-4118
Document Number0000056158
Instrument DateDec 18, 2020
Instrument56158
Transaction TypeTransfer
Record UpdatedFeb 2, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3643 NORTH WAY OCEANSIDE CA 920564118, OCEANSIDE, CA 92056-4118

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 6, 2020
Property Address3643 NORTH WAY, OCEANSIDE, CA 92056-4118
Document Number0000696441
Map ReferenceMAP 6892
Instrument DateOct 26, 2020
Instrument2020-0696441
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1865 HIGH RIDGE AVE, CARLSBAD, CA 92008-3760

Mortgage

Document Number0000696442
DateNov 6, 2020
Instrument2020-0696442
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3643 North Way was $5,362.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$484,688 (+2%) Land $375,386 Building $109,302
2025$5,362.00$475,185 Land $368,026 Building $107,159
2023$5,098.00 (+1.53%)$456,735 Land $353,736 Building $102,999
2022$5,021.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3643 North Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3643 North Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Western
tribal government · serves 296 people · EPA ID 090605008
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Spectrum, T-Mobile.

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