3643 N 45th Pl, Phoenix, AZ 85018 Property Records

Maricopa County property record for 3643 N 45th Pl, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,080 sqft · built 1955
Lot Size	0.23 acres (10,054 sqft)
Owner	Individual Name on Record
Last Sale	$932,000 (Oct 2022)
Tax Bill	$2,661 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2017 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`127-08-060`

Property Details

APN / Parcel Number

Primary APN	`127-08-060`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	2,679 sqft
1st Floor Area	2,080 sqft

Exterior

Year Built	Built 1955
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	10,054 sqft (0.23 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Pool Area	400 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	HVAC

Location & Zoning

Street Address	3643 N 45TH PL
City	PHOENIX
State	AZ
Zip	85018-6004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	RANCHO VENTURA TR 22
Legal Range	04E
Legal Township	02N
Legal Section	30
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	RANCHO VENTURA TR 22
Legal Tract	22
Legal Lot Number	609
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	5
Census Block	5000
Census Tract	111000

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3643 N 45TH PL, PHOENIX, AZ 85018-6004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Prior Sale	Apr 26, 2012
Deed Document Number	20220803178
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 27, 2022
Property Address	3643 N 45TH PL, PHOENIX, AZ 85018-6004
Document Number	0000803178
Map Reference	MB 60 PG 37
Instrument Date	Oct 20, 2022
Instrument	20220803178
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3643 N 45TH PL, 3643, PHOENIX, AZ 85018-6004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3643 N 45TH PL, PHOENIX, AZ 85018-6004

Mortgage

Document Number	0000803179
Date	Oct 27, 2022
Instrument	20220803179

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	10.1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3643 N 45TH PL, PHOENIX, AZ 85018-6004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000410417
Date	Jun 6, 2017
Instrument	2017-0410417

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3643 N 45TH PL, PHOENIX, AZ 85018-6004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000281375
Date	Apr 1, 2020
Instrument	20200281375

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3643 N 45TH PL, PHOENIX, AZ 85018-6004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3643 N 45TH PL, PHOENIX, AZ 85018-6004

Mortgage

Document Number	0000084283
Date	Jan 25, 2021
Instrument	20210084283

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3643 N 45TH PL, PHOENIX, AZ 85018-6004
Document Number	0000718973
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3643 N 45TH PL PHOENIX AZ 850186004, PHOENIX, AZ 85018-6004

Mortgage

Document Number	0000718973
Date	Sep 13, 2019
Instrument	718973

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,100 (-1.8%)	$741,000 (-1.8%) Land $148,200 Building $592,800
2025	$2,661.00 (+7.86%)
2024		$75,460	$754,600 Land $150,900 Building $603,700
2023	$2,467.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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