3643 Merced Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3643 Merced Dr, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1997
Square Footage	2,171 sqft Living Area
Lot Size	9,223 sqft (0.212 acres)
Occupancy	Owner Occupied
Last Sale	$1,200,000 (2026)
Tax Bill	$4,204.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`169-531-44-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,171 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	9,223 sqft (0.212 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Street Address	3643 MERCED DR
City	OCEANSIDE
State	CA
Zip	92056-5481
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 60 TR 012275
Legal Subdivision	SOUTH RIDGE TRAILS
Legal Tract	012275
Legal Block	2
Legal Lot Number	60
Jurisdiction	SAN DIEGO CA
Minor Civil Division	OCEANSIDE-ESCONDIDO
Census Blockgroup	2
Census Block	2008
Census Tract	19809

Owner

Source: San Diego County records · APN 169-531-44-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3643 MERCED DR, OCEANSIDE, CA 92056-5481
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2026 · Amount on Record
Deed Sale	Apr 06, 2026 · Amount on Record
Prior Sale	Sep 20, 1996 · Amount on Record
Deed Doc Number	202693314
Record Refreshed	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 06, 2026
Property Address	3643 MERCED DR, OCEANSIDE, CA 92056-5481
Document Number	0000093314
Instrument Date	Mar 25, 2026
Instrument	202693314
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$133,320.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3643 MERCED DR, OCEANSIDE, CA 92056-5481
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$382,062 (+2%) Land $66,434 Building $315,628
2025	$4,204.00 (+6.05%) Homeowner's exemption	$374,572 (+4.04%) Land $65,132 Building $309,440
2024	$3,964.00 (+2.51%)
2023	$3,867.00 (+0.29%) Homeowner's exemption	$360,028 Land $62,603 Building $297,425
2022	$3,856.00

Flood & Wildfire

3643 Merced Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 11th in California
Wildfire Likelihood	Low — about 1 in 8,333 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.