3643 Hwy 169, Ely, MN 55731 Property Records

St. Louis County property record for 3643 Hwy 169, Ely, MN 55731

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 1.25 ba · 960 sqft · built 1970
Lot Size0.65 acres (28,336 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Sep 2015)
Tax Bill$2,478 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN317-0100-00130

Property Details

APN / Parcel Number

Primary APN317-0100-00130
Alternative APNs
  • 1179175
  • 996129

Interior

Bedrooms3 Beds
Full Baths1.25 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area960 sqft Gross Area
1st Floor Area960 sqft
Basement Area720 sqft
Finished Basement720 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialComposition/Composite
Construction TypeFrame
Lot Area28,336 sqft (0.65 acres)
Garage Area704 sqft

Exterior Amenities

PorchSlab
Porch Area544 sqft
Deck Area210 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1179175
Street Address3643 HIGHWAY 169
CityELY
StateMN
Zip55731-8019
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionOUTLOT B SERIAL #
Legal SubdivisionE T ORAZEM PLAT
Legal Lot NumberB
JurisdictionST LOUIS MN
Township / Civil DivisionEAGLES NEST
Census Block Group2
Census Block2064
Census Tract15401

Owner

Source: St. Louis County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2198 JOPLIN ST, MORA, MN 55051-6832
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2015 · Amount on Record
Deed SaleSep 22, 2015 · Amount on Record
Prior SaleJun 26, 2012 · Amount on Record
Deed Document Number2015962491
Last Transfer DateFeb 25, 2025
Transfer Doc0001087824
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateMay 21, 2026
Property Address3643 HIGHWAY 169, ELY, MN 55731-8019
Document Number0001101760
Instrument DateMay 15, 2026
Instrument20261101760
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3643 HIGHWAY 169, ELY, MN 55731-8019

Mortgage

Document Number0001101760,
DateMay 21, 2026
Instrument20261101760
Lender
NameNORTHVIEW BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 25, 2036
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionEagles Nest Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,478.00 (+20.41%)
2025$2,058.00 (-4.37%)$277,600 (+27.69%) Land $118,000 Building $159,600$277,600 (+27.69%) Land $118,000 Building $159,600
2024$2,152.00$217,400 (+2.4%) Land $107,800 Building $109,600$217,400 (+2.4%) Land $107,800 Building $109,600
2022$212,300 Land $107,800 Building $104,500$212,300 Land $107,800 Building $104,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
90 / 5

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hwy 169

Nearby Streets

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