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3643 Giorgio Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 3643 Giorgio Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,516 sqft · built 2023
Lot Size0.101 acres (4,404 sqft)
Owner2 Individual Names on File
Last Sale$276,999 (Apr 2023)
Tax Bill$3,324 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-23-690583-000230

Property Details

APN / Parcel Number

Primary APN26-29-23-690583-000230
Alternative APN
  • 232926690583000230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,516 sqft Living Area
Gross Area1,915 sqft
1st Floor Area1,516 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area4,404 sqft (0.101 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area399 sqft
PorchUnfinished Open Porch
Porch Area119 sqft

Location & Zoning

Street Address3643 GIORGIO DR
CityWINTER HAVEN
StateFL
Zip33884-3475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAMAR PHASE 5 PB 194 PG 46-51 LOT 23
Legal SubdivisionVILLAMAR PHASE 5
Legal Block4
Legal Lot Number23
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4029
Census Tract14501

Owner

Source: Polk County records · APN 26-29-23-690583-000230

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3643 GIORGIO DR, WINTER HAVEN, FL 33884-3475
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2023 · Amount on Record
Deed SaleApr 17, 2023 · Amount on Record
Deed Document Number202387188
Deed Book / Page12654 / 288
Record UpdatedSep 20, 2026

April 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateApr 17, 2023
Property Address3643 GIORGIO DR, WINTER HAVEN, FL 33884-3475
Document Number0000087188
Book / Page12654 / 288
Map ReferenceMB 194 PG 46-51
Instrument DateApr 06, 2023
Instrument2023087188
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 09, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,939.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7835 OSCEOLA POLK LINE RD, DAVENPORT, FL 33896-9100

Transferred To (Grantee/Buyer)

NameVerified Name
Address3643 GIORGIO DR, WINTER HAVEN, FL 33884-3475

Mortgage

Document Number0012654289
DateApr 17, 2023
Instrument12654/289
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,324.00 Homeowner's exemption$226,252 Land $50,000 Building $176,252$226,252 Land $50,000 Building $176,252

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 97 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire RiskHigh
above 78% of the US · above 67% of Florida
Wildfire LikelihoodAbout 1 in 196 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 250 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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