3643 Fewflower Ct, Elgin, IL 60124 Property Records

Kane County property record for 3643 Fewflower Ct, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Aug 2019)
Tax Bill$12,563 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Jan 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-01-374-002

Property Details

APN / Parcel Number

Primary APN05-01-374-002

Exterior

Lot Area10,454 sqft (0.24 acres)

Location & Zoning

Street Address3643 FEWFLOWER CT
CityELGIN
StateIL
Zip60124-5713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND WOODS NEIGHBORHOOD H LT 295
Legal SubdivisionHIGHLAND WOODS
Legal Block2
Legal Lot Number295
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group2
Census Block2072
Census Tract850711

Owner

3643 Fewflower Ct is owned and occupied by two individuals who bought it in August 2019.

Source: Kane County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address3643 FEWFLOWER CT, ELGIN, IL 60124-5713
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Apr 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Aug 16, 2019Warranty Deed, Subdivision Related Transfer · Conventional with PMI
MORTGAGE SVCS
May 11, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2019 · Amount on File
Deed SaleAug 16, 2019 · Amount on File
Deed Document Number201937132
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3643 FEWFLOWER CT, ELGIN, IL 60124-5713
Transaction TypeMortgage
Record UpdatedJan 8, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3643 FEWFLOWER CT, ELGIN, IL 60124-5713

Mortgage

Document Number0000045288
DateDec 29, 2023
Instrument2023K045288
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 4, 2053
Interest
Rate TypeAdjustable Rate
Rate9.95%
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3643 FEWFLOWER CT, ELGIN, IL 60124-5713
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007646
DateJan 28, 2021
Instrument2021K007646
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3643 FEWFLOWER CT, ELGIN, IL 60124-5713
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016745
DateApr 3, 2020
Instrument2020K016745
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 16, 2019
Property Address3643 FEWFLOWER CT, ELGIN, IL 60124-5713
Document Number0000037132
Instrument DateAug 14, 2019
Instrument37132
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 28, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$592.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address228 SANGAMON CT BARTLETT IL 601032023, BARTLETT, IL 60103-2023

Mortgage

Document Number37133
DateAug 16, 2019
Instrument37133
Lender
NameMORTGAGE SVCS
TypeMortgage Company
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 15, 2049
Interest
Rate TypeFixed Rate
Rate4%

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMay 11, 2018
Property Address3643 FEWFLOWER CT, ELGIN, IL 60124-5713
Document Number0000021823
Instrument DateApr 23, 2018
Instrument21823
Transaction TypeTransfer
Record UpdatedMay 28, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1751A W DIEHL RD NAPERVILLE IL 605631885, NAPERVILLE, IL 60563-1885

Tax Assessment & Valuation

The 2025 property tax bill for 3643 Fewflower Ct was $12,563 with exemptions applied.

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,563.00 Homeowner's exemption Senior Citizen's exemption
2024$167,806 Land $29,480 Building $138,326$503,619 Land $88,475 Building $415,144
2022$12,071.00 (-0.51%) Homeowner's exemption$140,534 (+8.13%) Land $28,476 Building $112,058$421,602 (+8.13%) Land $85,428 Building $336,174
2021$12,133.00 Homeowner's exemption$129,970 Land $27,510 Building $102,460$389,910 Land $82,530 Building $307,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3643 Fewflower Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3643 Fewflower Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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