St. Louis County property record for 3643 Elsa Ave, Saint Ann, MO 63074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,304 sqft · built 1930 |
| Lot Size | 0.137 acres (5,950 sqft) |
| Owner | Company Name on File |
| Last Sale | $131,000 (Nov 2025) |
| Tax Bill | $1,085 (2025) |
| Deeds & Mortgages | Dec 2022 Sale Sep 2019 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 13L-52-0035 |
| Primary APN | 13L-52-0035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| 1st Floor Area | 901 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Frame |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,950 sqft (0.137 acres) |
| Lot Dimensions | 119 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 40 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3643 ELSA AVE |
|---|---|
| City | SAINT ANN |
| State | MO |
| Zip | 63074-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 84R-4 |
| Legal Description | ELSMOOR PLACE LOT 10 |
| Legal Subdivision | ELSMOOR PLACE |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | AIRPORT |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 213302 |
3643 Elsa Ave is owned by a company that bought it in November 2025.
Source: St. Louis County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 117 S LEXINGTON ST, 100, HARRISONVILLE, MO 64701-2443 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2022 | Warranty Deed, Transfer FREEDOM TITLE |
| Sep 27, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 28, 2017 | Affidavit of Death, Transfer TITLE PLUS COMPANY, TITLE PLUS CO |
| Aug 1, 2017 | Warranty Deed, Transfer TITLE PLUS COMPANY, TITLE PLUS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on File |
| Deed Sale | Nov 19, 2025 · Amount on File |
| Prior Sale | Dec 8, 2022 |
| Deed Document Number | 2025549 |
| Prior Transfer Date | Sep 23, 2019 |
| Prior Transfer Doc | 0237150218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 8, 2022 |
| Property Address | 3643 ELSA AVE, SAINT ANN, MO 63074-2025 |
| Document Number | 2022120800089 |
| Map Reference | MB 12 PG 100 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022120800089 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | FREEDOM TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3209 DROSTE RD, SAINT CHARLES, MO 63301-1110 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 27, 2019 |
| Property Address | 3643 ELSA AVE, SAINT ANN, MO 63074-2025 |
| Document Number | 0237150218 |
| Book / Page | 023715 / 000218 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 456 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3643 ELSA AVE ST ANN MO 630742025, ST ANN, MO 63074-2025 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 28, 2017 |
| Property Address | 3643 ELSA AVE, SAINT ANN, MO 63074-2025 |
| Document Number | 0226280543 |
| Book / Page | 022628 / 000543 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 161 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2017 |
| Title Company | TITLE PLUS COMPANY, TITLE PLUS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 SAPPHIRE DR O FALLON MO 633661889, O FALLON, MO 63366-1889 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 1, 2017 |
| Property Address | 3643 ELSA AVE, SAINT ANN, MO 63074-2025 |
| Document Number | 0226322742 |
| Book / Page | 022632 / 002742 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 813 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2017 |
| Title Company | TITLE PLUS COMPANY, TITLE PLUS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3643 ELSA AVE ST ANN MO 630742025, ST ANN, MO 63074-2025 |
The 2025 property tax bill for 3643 Elsa Ave was $1,085, up 254.6% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Breckenridge Hills City |
| County | St. Louis County |
| Unified School District | Ritenour School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,570 (+309.62%) Land $5,510 Building $17,060 | $118,800 (+309.66%) Land $29,000 Building $89,800 | |
| 2025 | $1,085.00 (+254.58%) | $5,510 Land $5,510 | $29,000 Land $29,000 |
| 2024 | $306.00 (+2%) | ||
| 2023 | $300.00 (-75.25%) | $3,310 (-74.36%) Land $3,310 | $17,400 Land $17,400 |
| 2022 | $1,212.00 | $12,910 Land $2,950 Building $9,960 | |
| 2021 | $67,900 Land $15,500 Building $52,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3643 Elsa Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2017–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3643 Elsa Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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