36427 Olsen Rd, Charlo, MT 59824 Property Records

Lake County property record for 36427 Olsen Rd, Charlo, MT 59824

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 960 sqft · built 1948
Lot Size	21.5 acres (936,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,300 (Nov 2019)
Tax Bill	$1,812 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1512115`

Property Details

APN / Parcel Number

Primary APN	`R1512115`
Alternative APNs	`15-2868-10-1-01-08-0000` `0000011286`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	936,540 sqft (21.5 acres)
Terrain	Wooded

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000011286
Street Address	36427 OLSEN RD
City	CHARLO
State	MT
Zip	59824-9692
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S10, T19 N, R20 W, C.O.S. 6842, ACRES 21.52, TR 2
Legal Range	20W
Legal Township	19N
Legal Section	10
Legal Subdivision	CERTIFIVATE OF SURVEY NO 6842
Legal Tract	2
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	4
Census Block	4022
Census Tract	940600

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36471 OLSEN RD, CHARLO, MT 59824-9692
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 12, 2019	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Deed Document Number	2019573525
Prior Transfer Date	Nov 15, 2010
Prior Transfer Doc	0000511744
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	36427 OLSEN RD, CHARLO, MT 59824-9692
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	579212
Date	Aug 3, 2020
Instrument	579212

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Nov 12, 2019
Property Address	36427 OLSEN RD, CHARLO, MT 59824-9692
Document Number	573525
Instrument Date	Oct 29, 2019
Instrument	573525
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36471 OLSEN RD, CHARLO, MT 59824-9692

Mortgage

Document Number	573526
Date	Nov 12, 2019
Instrument	573526

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Charlo Elementary School District (PK - 08)
Secondary School District	Charlo High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,812.00 (-2.95%)	$260,576 (-)
2025	$1,867.00 (+4.01%)	$260,576 (+79.92%)	$260,576 (+79.92%) Land $98,346 Building $162,230
2023	$1,795.00	$144,829	$144,829 Land $35,929 Building $108,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Western Montana CommunityTel Fixed Wireless	25 / 10
Blackfoot Telephone Cooperative DSL	25 / 5

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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