3642 Sweet Bay Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3642 Sweet Bay Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,142 sqft · built 2003
Owner	2 Individual Names on File
Last Sale	$12,000 (May 2001)
Tax Bill	$1,790 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-1N-29-5802-00G00-0060`

Property Details

APN / Parcel Number

Primary APN	`05-1N-29-5802-00G00-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,142 sqft Heated Area
Gross Area	3,238 sqft
1st Floor Area	2,648 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	326 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	051N29580200G000060
Street Address	3642 SWEET BAY DR
City	PACE
State	FL
Zip	32571-8935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODBINE HILLS 1ST ADD LOT 6 BLK G LESS THE E 10.77 FT THEREOF AS DES IN OR 1905 PG 1 445
Legal Range	29W
Legal Township	01N
Legal Section	05
Legal Subdivision	WOODBINE HILLS/1ST
Legal Block	G
Legal Lot Number	6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2012
Census Tract	10707

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3642 SWEET BAY DR, PACE, FL 32571-8935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2001 · Amount on File
Deed Sale	May 23, 2001 · Amount on File
Prior Sale	Jun 6, 1997 · Amount on File
Deed Document Number	0190501445
Deed Book / Page	01905 / 01445
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3642 SWEET BAY DR, PACE, FL 32571-8935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3642 SWEET BAY DR, PACE, FL 32571-8935

Mortgage

Document Number	0040401962
Date	Dec 10, 2020
Book Page	4040/1962
Instrument	202066636

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3642 SWEET BAY DR, PACE, FL 32571-8935
Document Number	0038491383
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3642 SWEET BAY DR MILTON FL 325718935, MILTON, FL 32571-8935

Mortgage

Document Number	0038491383
Date	Jul 15, 2019
Book Page	003849/001383
Instrument	30245

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 14, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,790.00 (+16.16%) Homeowner's exemption Disabled Person's exemption	$169,392 (+4.34%)	$253,253 (-2.33%) Land $32,000 Building $221,253
2023	$1,541.00 (+3.15%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$162,352 (+3%)	$259,294 (+10.77%) Land $32,000 Building $227,294
2022	$1,494.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$157,623	$234,089 Land $26,000 Building $208,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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