3642 Summerwind Cir, Bradenton, FL 34209 Property Records

Manatee County property record for 3642 Summerwind Cir, Bradenton, FL 34209

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,021 sqft · built 2009
Lot Size0.178 acres (7,751 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Nov 2015)
Tax Bill$7,392 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN51456-1010-9

Property Details

APN / Parcel Number

Primary APN51456-1010-9
Alternative APN
  • 3517065145610109

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,021 sqft Living Area
Gross Area2,727 sqft
1st Floor Area2,021 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,751 sqft (0.178 acres)
View / LotStandard
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address3642 SUMMERWIND CIR
CityBRADENTON
StateFL
Zip34209-5801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBR_R-2
Legal DescriptionLOT 192 PALMA SOLA TRACE PI#51456.1010/9
Legal Range17E
Legal Township35S
Legal Section06
Legal SubdivisionPALMA SOLA TRACE
Legal Tract05145600
Legal Lot Number192
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group1
Census Block1002
Census Tract409

Owner

Source: Manatee County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3642 SUMMERWIND CIR, BRADENTON, FL 34209-5801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · SBA Mortgage
CRF SMALL BUSINESS LOAN COMPANY LLC
Jul 7, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Nov 12, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG
Jun 22, 2017Deed of Trust, Mortgage · FHA Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2015 · Amount on Record
Deed SaleNov 17, 2015 · Amount on Record
Prior SaleMay 15, 2009 · Amount on Record
Deed Document Number20153450688
Deed Book / Page2595 / 3678
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address3642 SUMMERWIND CIR, BRADENTON, FL 34209-5801
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3642 SUMMERWIND CIR, BRADENTON, FL 34209-5801

Mortgage

Document Number0041031983
DateMar 12, 2021
Instrument202141031983
Lender
NameCRF SMALL BUSINESS LOAN COMPANY LLC
TypeNon-Lending Institution
AddressMINNEAPOLIS, MN 55402
Agreement
TypeSBA Mortgage
AmountAmount Recorded

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address3642 SUMMERWIND CIR, BRADENTON, FL 34209-5801
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041087891
DateJul 7, 2022
Instrument202241087891
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 24, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address3642 SUMMERWIND CIR, BRADENTON, FL 34209-5801
Document Number0041128286
Instrument DateNov 12, 2020
Transaction TypeMortgage
Record UpdatedJan 18, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3642 SUPERWIND CIR BRADENTON FL 34209, BRADENTON, FL 34209

Mortgage

Document Number0041128286
DateNov 23, 2020
Instrument41128286
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term144 Months
DueNov 22, 2032

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address3642 SUMMERWIND CIR, BRADENTON, FL 34209-5801
Document Number0026814206
Book / Page002681 / 004206
Instrument DateJun 22, 2017
Transaction TypeMortgage
Record UpdatedJul 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3642 SUMMERWIND CIR BRADENTON FL 342095801, BRADENTON, FL 34209-5801

Mortgage

Document Number0026814206
DateJun 30, 2017
Book Page002681/004206
Instrument41062771
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueJun 29, 2032

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBradenton City
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$374,353 (+2.7%)$505,160 (-1.2%) Land $56,100 Building $449,060
2025$7,392.00 (+17.59%) Homeowner's exemption$364,511 (+23%)$511,270 (+13.73%) Land $56,100 Building $455,170
2024$6,286.00 (+1.01%)
2023$6,223.00 (+9.95%) Homeowner's exemption$296,354 (+3%)$449,554 (+14.18%) Land $56,100 Building $393,454
2022$5,660.00 Homeowner's exemption$287,722$393,735 Land $55,000 Building $338,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BRADENTON
serves 58,584 people · EPA ID FL6410182
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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