3642 S Sowder Sq, Bloomington, IN 47401 Property Records

Monroe County property record for 3642 S Sowder Sq, Bloomington, IN 47401

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,282 sqft · built 2014
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$433,100 (Apr 2016)
Tax Bill$5,095 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN015-51050-01

Property Details

APN / Parcel Number

Primary APN015-51050-01
Alternative APN
  • 53-01-55-105-001.000-009

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area2,282 sqft Living Area
1st Floor Area2,282 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number015-51050-01
Street Address3642 S SOWDER SQ
CityBLOOMINGTON
StateIN
Zip47401-8758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 334 & PT SW NW 16-8-1W.45A
Legal SubdivisionSHERWOOD OAKS
Legal Lot Number334
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group1
Census Block1001
Census Tract1002

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3642 S SOWDER SQ, BLOOMINGTON, IN 47401-8758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOFI LENDING CORP
Jan 23, 2020Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2016 · Amount on Record
Deed SaleApr 20, 2016 · Amount on Record
Prior SaleJun 15, 2010
Deed Document Number20164693
Last Transfer DateJan 10, 2020
Transfer Doc2020001156
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address3642 S SOWDER SQ, BLOOMINGTON, IN 47401-8758
Transaction TypeMortgage
Record UpdatedJun 12, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021007855
DateApr 26, 2021
Instrument2021007855
Lender
NameSOFI LENDING CORP
TypeLending Institution
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

January 2020: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMONROE IN
Recording DateJan 23, 2020
Property Address3642 S SOWDER SQ, BLOOMINGTON, IN 47401-8758
Document Number2020001156
Instrument DateJan 10, 2020
Instrument2020001156
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3642 S SOWDER SQ, BLOOMINGTON, IN 47401-8758

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBloomington City
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,095.00 (-9.62%)$491,500 (-5.48%) Land $133,400 Building $358,100$491,500 (-5.48%) Land $133,400 Building $358,100
2024$5,637.00 (+12.16%)
2023$520,000 (+14.54%) Land $133,400 Building $386,600$520,000 (+14.54%) Land $133,400 Building $386,600
2022$5,026.00 Homeowner's exemption$454,000 Land $113,000 Building $341,000$454,000 Land $113,000 Building $341,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · above 40% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: GigabitNow, T-Mobile.

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