3642 Ruth Rd, Marion, OH 43302 Property Records

Marion County property record for 3642 Ruth Rd, Marion, OH 43302

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1980
Lot Size	0.835 acres (36,373 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Jun 2019)
Tax Bill	$1,454 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-0180003.511`

Property Details

APN / Parcel Number

Primary APN	`10-0180003.511`
Alternative APN	`210005100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Flooring	Carpet
Interior Walls	Block

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Roof Material	Other
Lot Area	36,373 sqft (0.835 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3642 RUTH RD
City	MARION
State	OH
Zip	43302-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE & WATTS SURV 10240 MAP 55 60 18.00 35.11
Legal Subdivision	WALLACE & WATTS
Jurisdiction	MARION OH
Township / Civil Division	GREEN CAMP
Census Block Group	5
Census Block	5036
Census Tract	10300

Owner

3642 Ruth Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Marion County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3642 RUTH RD, MARION, OH 43302-8828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Apr 20, 2022	Transfer on Death Deed, Transfer
Nov 3, 2020	Deed of Trust, Mortgage · Line of Credit TELHIO CU INC
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage TELHIO CU
Jun 3, 2019	Warranty Deed, Transfer · Conventional Mortgage TELHIO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Prior Sale	Nov 16, 2009 · Amount on File
Deed Document Number	20193653
Deed Book / Page	1474 / 936
Prior Transfer Date	Oct 28, 2009
Prior Transfer Doc	0011110296
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Recording Date	Sep 2, 2026
Property Address	3642 RUTH RD, MARION, OH 43302-8828
Document Number	0000005572
Book / Page	1800 / 314
Instrument Date	Aug 25, 2026
Instrument	20265572
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3642 RUTH RD, MARION, OH 43302-8828

Mortgage

Document Number	0000005572,
Date	Sep 2, 2026
Book Page	1800/314
Instrument	20265572

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 25, 2046

Interest

Max Rate	-1%

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MARION OH
Recording Date	Apr 20, 2022
Property Address	3642 RUTH RD, MARION, OH 43302-8828
Document Number	0016160723
Book / Page	1616 / 723
Instrument Date	Apr 14, 2021
Instrument	2022-02974
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	3642 RUTH RD, MARION, OH 43302-8828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015380913
Date	Nov 3, 2020
Book Page	1538/913
Instrument	2020-07316

Lender

Name	TELHIO CU INC
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 6, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	3642 RUTH RD, MARION, OH 43302-8828
Document Number	0014840281
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3642 RUTH RD MARION OH 433028828, MARION, OH 43302-8828

Mortgage

Document Number	0014840281
Date	Aug 21, 2019
Book Page	001484/000281
Instrument	5459

Lender

Name	TELHIO CU
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 20, 2029

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Jun 3, 2019
Property Address	3642 RUTH RD, MARION, OH 43302-8828
Document Number	0014740936
Book / Page	001474 / 000936
Instrument Date	May 17, 2019
Instrument	3653
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	96 N 4TH ST COLUMBUS OH 432153115, COLUMBUS, OH 43215-3115

Mortgage

Document Number	14740939
Date	Jun 3, 2019
Book Page	001474/000939
Instrument	3654

Lender

Name	TELHIO CU
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3642 Ruth Rd was $1,454, down 7.5% from the year before.

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Green Camp Township
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,454.00 (-7.51%)	$43,280 (+14.17%) Land $7,140 Building $36,140	$123,660 Land $20,400 Building $103,260
2024	$1,572.00	$37,910 (-) Land $6,840 Building $31,070
2023	$1,572.00 (-0.38%)	$37,910 (-) Land $6,840 Building $31,070
2022	$1,578.00	$37,910 Land $6,840 Building $31,070	$108,310 Land $19,540 Building $88,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3642 Ruth Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	15 (1979–2013)
Most Recent Claim	Dec 2013 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms & Flooding, Jul 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3642 Ruth Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Byhalia.net Fixed Wireless	100 / 25

May also be available: Mercury Fiber, Verizon.

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