3642 Monte Real, Escondido, CA 92029 Property Records

San Diego County property record for 3642 Monte Real, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,541 sqft · built 1986
Lot Size	1.21 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Dec 1993)
Tax Bill	$9,197 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`272-612-17-00`

Property Details

APN / Parcel Number

Primary APN	`272-612-17-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,541 sqft Living Area
Gross Area	1,540 sqft
Basement Area	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	53,143 sqft
View / Lot	Lake
Garage Type	Carport
Carport	Carport
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3642 MONTE REAL
City	ESCONDIDO
State	CA
Zip	92029-7911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-20
Legal Description	LOT 219 TR 009571
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	009571
Legal Block	1
Legal Lot Number	219
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	20401

Owner

3642 Monte Real is owned and occupied by two individuals who acquired it in October 2009.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3642 MONTE REAL, ESCONDIDO, CA 92029-7911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 1993 · Amount on File
Deed Sale	Dec 22, 1993 · Amount on File
Prior Sale	Nov 2, 1984 · Amount on File
Deed Document Number	1993863483
Last Transfer Date	Oct 26, 2009
Transfer Doc	0000607522
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3642 MONTE REAL, ESCONDIDO, CA 92029-7911
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3642 MONTE REAL, ESCONDIDO, CA 92029-7911

Mortgage

Document Number	0000111247
Date	Feb 12, 2021
Instrument	2021-0111247

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3642 Monte Real was $9,197 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$826,373 (+2%) Land $225,366 Building $601,007
2025	$9,197.00 Homeowner's exemption	$810,171 Land $220,948 Building $589,223
2023	$8,804.00 (+1.09%) Homeowner's exemption	$778,713 Land $212,369 Building $566,344
2022	$8,709.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3642 Monte Real in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3642 Monte Real is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20