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3642 Islington St, Frederick, MD 21704 Property Records

Frederick County property record for 3642 Islington St, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,331 sqft · built 2003
Lot Size0.051 acres (2,200 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Feb 2006)
Tax Bill$6,316 (2025)
Deeds & MortgagesAug 2017 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-230885

Property Details

APN / Parcel Number

Primary APN07-230885
Alternative APNs
  • 7230885
  • 230885

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,331 sqft Living Area
1st Floor Area836 sqft
Basement Area144 sqft
Finished Basement144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,200 sqft (0.051 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area9 sqft
Deck Area240 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number230885
Street Address3642 ISLINGTON ST
CityFREDERICK
StateMD
Zip21704-7000
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 1103 SEC M1B 2,200 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES URBANA
Legal Lot Number1103
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group4
Census Block4022
Census Tract752206

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3642 ISLINGTON ST, FREDERICK, MD 21704-7000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
WEI MORTGAGE CORPORATION
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARC HOME LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2006 · Amount on Record
Deed SaleFeb 21, 2006 · Amount on Record
Prior SaleFeb 11, 2005 · Amount on Record
Deed Document Number200661260
Deed Book / Page5869 / 564
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3642 ISLINGTON ST, FREDERICK, MD 21704-7000
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0120000381
DateAug 28, 2017
Book Page12000/0381
Instrument12000-0381
Lender
NameWEI MORTGAGE CORPORATION
TypeMortgage Company
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3642 ISLINGTON ST, FREDERICK, MD 21704-7000
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3642 ISLINGTON ST, FREDERICK, MD 21704-7000

Mortgage

Document Number0150700445
DateJul 6, 2021
Book Page15070/445
Lender
NameARC HOME LLC
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$512,867 (+27.1%)$562,400 (+35.91%) Land $170,000 Building $392,400
2025$6,316.00 (+8.95%)
2023$5,797.00 Homeowner's exemption$403,500$413,800 Land $135,000 Building $278,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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