3642 Emma Rd, Vista, CA 92084 Property Records

San Diego County property record for 3642 Emma Rd, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,041 sqft · built 2012
Lot Size	1.41 acres (61,420 sqft)
Owner	Individual Name on File
Last Sale	$1,249,000 (Nov 2021)
Tax Bill	$15,560 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181-071-50-00`

Property Details

APN / Parcel Number

Primary APN	`181-071-50-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,041 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	61,420 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3642 EMMA RD
City	VISTA
State	CA
Zip	92084-6621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 1 TR PM19826
Legal Subdivision	PARCEL MAP 19826
Legal Tract	1019826
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1014
Census Tract	19208

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3642 EMMA RD, VISTA, CA 92084-6621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage COASTAL INNOVATION LLC
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Nov 12, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE
Jul 6, 2017	Grant Deed, Transfer GABRIEL & THERESE PLAMONDON

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Jul 6, 2017 · Amount on Record
Deed Document Number	2021782597
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3642 EMMA RD, VISTA, CA 92084-6621
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3642 EMMA RD, VISTA, CA 92084-6621

Mortgage

Document Number	0000699332
Date	Oct 6, 2021
Instrument	2021-0699332

Lender

Name	COASTAL INNOVATION LLC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3642 EMMA RD, VISTA, CA 92084-6621
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3642 EMMA RD, VISTA, CA 92084-6621

Mortgage

Document Number	0000021381
Date	Jan 12, 2021
Instrument	2021-0021381

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 12, 2021
Property Address	3642 EMMA RD, VISTA, CA 92084-6621
Document Number	0000782597
Map Reference	FILE 2005-737691
Instrument Date	Oct 21, 2021
Instrument	2021-0782597
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3642 EMMA RD, VISTA, CA 92084-6621

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2017
Property Address	3642 EMMA RD, VISTA, CA 92084-6621
Document Number	0000303460
Instrument Date	Jun 14, 2017
Instrument	303460
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3642 EMMA RD VISTA CA 920846621, VISTA, CA 92084-6621

Mortgage

Document Number	303461
Date	Jul 6, 2017
Instrument	303461

Lender

Name	GABRIEL & THERESE PLAMONDON
Address	1762 KINGS RD, VISTA, CA 92084-3638
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,351,956 (+2%) Land $811,824 Building $540,132
2025	$15,560.00 (+8.3%) Homeowner's exemption	$1,325,448 (+4.04%) Land $795,906 Building $529,542
2023	$14,367.00 (+0.24%) Homeowner's exemption	$1,273,980 Land $765,000 Building $508,980
2022	$14,332.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998–1999)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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