3642 Chesapeake Ave, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 3642 Chesapeake Ave, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 1995
Lot Size	0.183 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jun 2018)
Tax Bill	$3,163 (2023)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-156389`

Property Details

APN / Parcel Number

Primary APN	`03-156389`
Alternative APNs	`3156389` `156389`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Total Area
1st Floor Area	1,288 sqft
Basement Area	884 sqft
Finished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.183 acres)
Porch	Open Porch
Porch Area	204 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	156389
Old Parcel Number	3156389
Street Address	3642 CHESAPEAKE AVE
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LTS 104-107 BLK 70 SUMMER CITY
Legal Subdivision	SUMMER CITY
Legal Block	70
Legal Lot Number	104-107 107
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1017
Census Tract	860402

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3642 CHESAPEAKE AVE, CHESAPEAKE BEACH, MD 20732-4194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage NASA FCU
Jun 25, 2018	Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS
Feb 7, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Prior Sale	Feb 2, 2000 · Amount on Record
Deed Document Number	0005210444
Deed Book / Page	5210 / 444
Record Updated	Jun 7, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3642 CHESAPEAKE AVE, CHESAPEAKE BEACH, MD 20732-4194
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054550374
Date	Oct 17, 2019
Book Page	5455/374

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 25, 2018
Property Address	3642 CHESAPEAKE AVE, CHESAPEAKE BEACH, MD 20732-4194
Document Number	0052100444
Book / Page	005210 / 000444
Instrument Date	Jun 1, 2018
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	CAPITOL SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3642 CHESAPEAKE AVE CHESAPEAKE BEACH MD 207324194, CHESAPEAKE BEACH, MD 20732-4194

Mortgage

Document Number	52100448
Date	Jun 25, 2018
Book Page	005210/000448

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3642 CHESAPEAKE AVE, CHESAPEAKE BEACH, MD 20732-4194
Document Number	0051460058
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 2, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3642 CHESAPEAKE AVE CHESAPEAKE BEACH MD 207324194, CHESAPEAKE BEACH, MD 20732-4194

Mortgage

Document Number	0051460058
Date	Feb 15, 2018
Book Page	005146/000058

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,163.00	$304,433	$343,300 Land $75,000 Building $268,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (1981–2022)
Claims Outside the SFHA	3 of 9
Most Recent Claim	May 2022 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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