3642 8th St, San Marcos, CA 92078 Property Records

San Diego County property record for 3642 8th St, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1977
Lot Size	0.184 acres (8,008 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Sep 2019)
Tax Bill	$6,437 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`219-074-15-00`

Property Details

APN / Parcel Number

Primary APN	`219-074-15-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,192 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	8,008 sqft (0.184 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3642 8TH ST
City	SAN MARCOS
State	CA
Zip	92078-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU-1
Legal Description	BLK 62 LOTS 21&22 ALLEY CLSD ADJ& TR 000806
Legal Subdivision	RANCHO LOS VALLECITOS DE SAN M
Legal Tract	000806
Legal Block	62
Legal Lot Number	21,22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2012
Census Tract	20037

Owner

3642 8th St is owned and occupied by two individuals who acquired it in July 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3642 8TH ST, SAN MARCOS, CA 92078-2309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Aug 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 5, 2019	Grant Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on File
Deed Sale	Sep 5, 2019 · Amount on File
Prior Sale	Nov 25, 2009 · Amount on File
Deed Document Number	2019384375
Last Transfer Date	Jul 15, 2021
Transfer Doc	0000579456
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3642 8TH ST, SAN MARCOS, CA 92078-2309
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3642 8TH ST, SAN MARCOS, CA 92078-2309

Mortgage

Document Number	0000349552
Date	Dec 11, 2025
Instrument	2025-0349552

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 10, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 13, 2021
Property Address	3642 8TH ST, SAN MARCOS, CA 92078-2309
Document Number	0000579456
Map Reference	MAP 806
Instrument Date	Jul 15, 2021
Instrument	2021-0579456
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NEXTITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3642 8TH ST, SAN MARCOS, CA 92078-2309

Mortgage

Document Number	0000579457
Date	Aug 13, 2021
Instrument	2021-0579457

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 5, 2019
Property Address	3642 8TH ST, SAN MARCOS, CA 92078-2309
Document Number	0000384375
Map Reference	MAP 806
Instrument Date	Jul 31, 2019
Instrument	2019-0384375
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3642 8TH ST, SAN MARCOS, CA 92078-2309

Mortgage

Document Number	0000384376
Date	Sep 5, 2019
Instrument	2019-0384376

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3642 8th St was $6,437 with a homeowner's exemption, up 5.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$578,669 (+2%) Land $482,554 Building $96,115
2025	$6,437.00 (+5.58%) Homeowner's exemption	$567,324 Land $473,093 Building $94,231
2024	$6,097.00 (+1.92%)
2023	$5,982.00 (+1.39%) Homeowner's exemption	$545,296 Land $454,723 Building $90,573
2022	$5,900.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3642 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3642 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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