3641 Prospect Rd, Rutledge, GA 30663 Property Records

Morgan County property record for 3641 Prospect Rd, Rutledge, GA 30663

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,588 sqft · built 1957
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,000 (Oct 2018)
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`005 012`

Property Details

APN / Parcel Number

Primary APN	`005 012`
Alternative APN	`451`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,588 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2015
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	63,598 sqft (1.46 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	301 sqft
Storage Building	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	451
Street Address	3641 PROSPECT RD
City	RUTLEDGE
State	GA
Zip	30663-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	3641 PROSPECT RD/ 1.458 ACRES
Legal Subdivision	RURAL LOT 1 - 2 ACRE
Jurisdiction	MORGAN GA
Township / Civil Division	RUTLEDGE
Census Block Group	1
Census Block	1002
Census Tract	10200

Owner

Source: Morgan County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3641 PROSPECT RD, RUTLEDGE, GA 30663-2008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Oct 25, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Oct 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2018 · Amount on Record
Deed Sale	Oct 25, 2018 · Amount on Record
Prior Sale	Oct 25, 2018 · Amount on Record
Deed Document Number	20181233
Deed Book / Page	615 / 863
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	3641 PROSPECT RD, RUTLEDGE, GA 30663-2008
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3641 PROSPECT RD, RUTLEDGE, GA 30663-2008

Mortgage

Document Number	0000000658/0000000939
Date	Dec 7, 2020
Book Page	0000000658/0000000939

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	3641 PROSPECT RD, RUTLEDGE, GA 30663-2008
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3641 PROSPECT RD, RUTLEDGE, GA 30663-2008

Mortgage

Document Number	0000000631/0000000534
Date	Sep 20, 2019
Book Page	0000000631/0000000534

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	3641 PROSPECT RD, RUTLEDGE, GA 30663-2008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3641 PROSPECT RD, RUTLEDGE, GA 30663-2008

Mortgage

Document Number	0000000658/0000000939
Date	Dec 7, 2020
Book Page	0000000658/0000000939

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Oct 25, 2018
Property Address	3641 PROSPECT RD, RUTLEDGE, GA 30663-2008
Document Number	000615/845
Book / Page	615 / 845
Instrument Date	Oct 25, 2018
Instrument	2018-001231
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 MOUNT VERNON RD NW, MONROE, GA 30656-4358

Mortgage

Document Number	0000000615/0000000846
Date	Oct 30, 2018
Book Page	0000000615/0000000846
Instrument	003580

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Oct 25, 2018
Property Address	3641 PROSPECT RD, RUTLEDGE, GA 30663-2008
Document Number	000615/863
Book / Page	615 / 863
Instrument Date	Oct 25, 2018
Instrument	2018-001233
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 MOUNT VERNON RD NW, MONROE, GA 30656-4358

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,072.00 (+5.88%) Homeowner's exemption Senior Citizen's exemption	$120,575 (+26.55%) Land $14,436 Building $106,139	$301,438 (+26.55%) Land $36,091 Building $265,347
2023	$1,957.00 (-7.99%) Homeowner's exemption	$95,278 (+9.56%) Land $11,680 Building $83,598	$238,195 (+9.56%) Land $29,200 Building $208,995
2022	$2,127.00 Homeowner's exemption	$86,967 Land $7,008 Building $79,959	$217,417 Land $17,520 Building $199,897

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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