3640 Wirth Rd, Highland, IN 46322 Property Records

Lake County property record for 3640 Wirth Rd, Highland, IN 46322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,024 sqft · built 1973
Lot Size	0.641 acres (27,922 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jul 2021)
Tax Bill	$3,573 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-16-27-0404-0002`

Property Details

APN / Parcel Number

Primary APN	`007-16-27-0404-0002`
Alternative APNs	`45-07-27-251-006.000-026` `162704040002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,024 sqft Living Area
Basement Area	624 sqft
Finished Basement	331 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	27,922 sqft (0.641 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-16-27-0404-0002
Old Parcel Number	162704040002
Street Address	3640 WIRTH RD
City	HIGHLAND
State	IN
Zip	46322-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNKOOP ADD. WEST 85 FT. OF LOT 1 & S.75FT OF N.225FT OF W.205FT OF E.1/2 W.1/2 SW.1/4 NE.1/4 S.27 T.36 R.9 & WYNKOOP 2ND ADD
Legal Range	09
Legal Township	36
Legal Section	27
Legal Subdivision	WYNKOOP ADD
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1012
Census Tract	40801

Owner

3640 Wirth Rd is owned and occupied by an individual who bought it in July 2021.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3640 WIRTH RD, HIGHLAND, IN 46322-2218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	Jan 14, 2009
Deed Document Number	2021-517194
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 9, 2021
Property Address	3640 WIRTH RD, HIGHLAND, IN 46322-2218
Document Number	0000017194
Map Reference	MB 43 PG 56
Instrument Date	Jun 29, 2021
Instrument	2021-517194
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 WIRTH RD, HIGHLAND, IN 46322-2218

Mortgage

Document Number	0000017195
Date	Jul 9, 2021
Instrument	2021-517195

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Highland Town
Unified School District	Highland School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$375,800 Land $35,900 Building $339,900	$375,800 Land $35,900 Building $339,900
2024	$3,573.00
2023		$332,400 (+0.64%) Land $35,900 Building $296,500	$332,400 (+0.64%) Land $35,900 Building $296,500
2022	$3,315.00 Homeowner's exemption	$330,300 Land $35,900 Building $294,400	$330,300 Land $35,900 Building $294,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3640 Wirth Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	39 (1979–2006)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Sep 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2006 · 12 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3640 Wirth Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER WORKS serves 23,984 people · EPA ID IN5245021
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20