3640 Wells Rd, Oakley, CA 94561 Property Records

Contra Costa County property record for 3640 Wells Rd, Oakley, CA 94561

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,501 sqft · built 1979
Lot Size	1,161 acres (50,573,160 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jun 2025)
Tax Bill	$3,799 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`032-362-010-4`

Property Details

APN / Parcel Number

Primary APN	`032-362-010-4`
Alternative APN	`032-362-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,501 sqft Living Area
1st Floor Area	860 sqft
2nd Floor Area	641 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	50,573,160 sqft
View / Lot	River
Garage Type	Carport
Garage Area	506 sqft
Carport	Carport
Carport Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3640 WELLS RD
City	OAKLEY
State	CA
Zip	94561-5014
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M12
Legal Description	T04482 L000B B U0019
Legal Subdivision	INCLUDING DECK
Legal Tract	04482
Legal Block	U0019
Legal Lot Number	B
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	4
Census Block	4004
Census Tract	301000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3640 WELLS RD, OAKLEY, CA 94561-5014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 31, 2017	Grant Deed, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	202561626
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	May 11, 2026
Property Address	3640 WELLS RD, OAKLEY, CA 94561-5014
Document Number	0000048499
Instrument Date	May 4, 2026
Instrument	202648499
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 WELLS RD, OAKLEY, CA 94561-5014

Mortgage

Document Number	0000048499,
Date	May 11, 2026
Instrument	202648499

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 31, 2017
Property Address	3640 WELLS RD, OAKLEY, CA 94561-5014
Document Number	0000020234
Instrument Date	Jan 27, 2017
Instrument	20234
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$126.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 BELMONT PL PITTSBURG CA 945656112, PITTSBURG, CA 94565-6112

Mortgage

Document Number	20235
Date	Jan 31, 2017
Instrument	20235

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	PO BOX 15620, SOUTH LAKE TAHOE, CA 96151

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$408,000 (+106.8%) Land $91,800 Building $316,200
2025	$3,799.00 (+3.91%)	$197,293 (+4.04%) Land $29,011 Building $168,282
2023	$3,656.00 (+1.9%)	$189,635 Land $27,886 Building $161,749
2022	$3,588.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 49 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	149 units insured incl. 100 condo units
Nearby Flood Claims	2 (2017–2022)
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOW PARK MARINA serves 380 people · EPA ID CA0707507
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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