3640 Waters Edge Dr, Midlothian, TX 76065 Property Records

Ellis County property record for 3640 Waters Edge Dr, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,982 sqft · built 2015
Lot Size	1.32 acres (57,673 sqft)
Owner	2 Individual Names on File
Last Sale	$725,515 (Aug 2024)
Tax Bill	$15,594 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R260903`

Property Details

APN / Parcel Number

Primary APN	`R260903`
Alternative APNs	`54915000001400108` `260903`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,982 sqft Living Area
Gross Area	5,019 sqft
1st Floor Area	3,039 sqft
2nd Floor Area	943 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	57,673 sqft
Garage Type	Attached
Garage Area	957 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	224 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3640 WATERS EDGE DR
City	MIDLOTHIAN
State	TX
Zip	76065-2275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 WATERS EDGE 1.324 AC
Legal Subdivision	WATERS EDGE
Legal Lot Number	14
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2107
Census Tract	60702

Owner

3640 Waters Edge Dr is owned and occupied by two individuals who bought it in August 2024.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3640 WATERS EDGE DR, MIDLOTHIAN, TX 76065-2275
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024 · Amount on File
Deed Sale	Aug 27, 2024 · Amount on File
Prior Sale	Jul 16, 2024
Deed Document Number	202427088
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	0000044783
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Dec 3, 2020
Property Address	3640 WATERS EDGE DR, MIDLOTHIAN, TX 76065-2275
Document Number	0000044783
Instrument Date	Oct 30, 2020
Instrument	44783
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6621 SINGLETON RD MIDLOTHIAN TX 760655963, MIDLOTHIAN, TX 76065-5963

Mortgage

Document Number	44784
Date	Dec 3, 2020
Instrument	44784

Lender

Name	ARC HM LNS LLC
Address	MCLEAN, VA 22102

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2050

Mortgage

Document Number	44785,
Date	Dec 3, 2020
Instrument	44785

Lender

Name	INTERBANK
Type	Bank
Address	WAXAHACHIE, TX 75165

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3640 Waters Edge Dr was $15,594 with a homeowner's exemption, down 28.8% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$895,388 (-8.08%) Land $225,000 Building $670,388	$895,388 (-8.08%) Land $225,000 Building $670,388
2025	$15,594.00 (-28.8%) Homeowner's exemption	$974,053 Land $225,000 Building $749,053	$974,053 Land $225,000 Building $749,053
2024	$21,902.00 (-5.02%)
2023	$23,059.00	$1,134,960 Land $195,000 Building $939,960	$1,134,960 Land $195,000 Building $939,960
2018	$17,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3640 Waters Edge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3640 Waters Edge Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARDIS LONE ELM WSC serves 20,736 people · EPA ID TX0700034
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Legacy ISP Fixed Wireless	50 / 10
Rise Broadband Fixed Wireless	50 / 10
AT&T DSL · Fixed Wireless in parts of the area	10 / 1

May also be available: Verizon.

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