Cumberland County property record for 3640 Thrower Rd, Hope Mills, NC 28348
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,584 sqft · built 2002 |
| Lot Size | 1.93 acres (84,071 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,963 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0441-29-3628 |
| Primary APN | 0441-29-3628 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,584 sqft Heated Area |
| 1st Floor Area | 1,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 84,071 sqft (1.93 acres) |
| Lot Dimensions | 420 ft deep x 200 ft wide |
| Garage Area | 500 sqft |
| Porch | Slab |
| Porch Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3640 THROWER RD |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-7824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A1 |
| Legal Description | TOLAR LD PL:0015-0042 |
| Legal Subdivision | GRAYS CREEK DISTRICT |
| Legal Block | 29 |
| Legal Lot Number | 1 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | GRAYS CREEK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 3004 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3640 THROWER RD, HOPE MILLS, NC 28348-7824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Nov 9, 2019 | Loan Modification, Mortgage · Conventional Mortgage PHH MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 21, 2012 |
| Transfer Doc | 0088590024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 3640 THROWER RD, HOPE MILLS, NC 28348-7824 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0113450033 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 11345/33 |
| Instrument | 58635 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 3640 THROWER RD, HOPE MILLS, NC 28348-7824 |
| Document Number | 0106720734 |
| Instrument Date | Nov 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 3640 THROWER RD HOPE MILLS NC 283487824, HOPE MILLS, NC 28348-7824 |
| Document Number | 0106720734 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 010672/000734 |
| Instrument | 1605 |
| Name | PHH MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416-9838 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 15, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,963.00 | ||
| 2025 | $1,963.00 (+50.77%) | $208,179 (+40.91%) Land $45,000 Building $163,179 | $208,179 (+40.91%) Land $45,000 Building $163,179 |
| 2024 | $1,302.00 (+2.92%) | $147,738 (-) Land $26,250 Building $121,488 | $147,738 (-) Land $26,250 Building $121,488 |
| 2023 | $1,265.00 (+3.01%) | $147,738 Land $26,250 Building $121,488 | $147,738 Land $26,250 Building $121,488 |
| 2022 | $1,228.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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