El Dorado County property record for 3640 Thorson Dr, Placerville, CA 95667
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,688 sqft · built 1988 |
| Lot Size | 5.11 acres (223,027 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $411,000 (Dec 2018) |
| Tax Bill | $4,935 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078-260-028-000 |
| Primary APN | 078-260-028-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,688 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Lot Area | 223,027 sqft |
| Terrain | Gentle Slope |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 1,920 sqft |
| Parking Spaces | 7 Parking Spaces |
| Patio Area | 1,688 sqft |
| Water Source | Well |
|---|
| Street Address | 3640 THORSON DR |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-7808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RE |
| Legal Description | PM 21/55/B |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 31404 |
3640 Thorson Dr, a rural home, is owned and occupied by two individuals who bought it in December 2018.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3640 THORSON DR, PLACERVILLE, CA 95667-7808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 24, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 19, 2018 | Grant Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2018 · Amount on File |
| Deed Sale | Dec 19, 2018 · Amount on File |
| Prior Sale | Dec 3, 2012 · Amount on File |
| Deed Document Number | 201848014 |
| Prior Transfer Date | Feb 9, 2007 |
| Prior Transfer Doc | 0000010734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3640 THORSON DR, PLACERVILLE, CA 95667-7808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 3640 THORSON DR, PLACERVILLE, CA 95667-7808 |
| Document Number | 0000073191 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020-0073191 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3640 THORSON DR, PLACERVILLE, CA 95667-7808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000003144 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 2020-0003144 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | May 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Dec 19, 2018 |
| Property Address | 3640 THORSON DR, PLACERVILLE, CA 95667-7808 |
| Document Number | 0000048014 |
| Map Reference | MB 21 PG 55 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 2018-0048014 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | OLD REPUBFLC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3640 THORSON DR, PLACERVILLE, CA 95667-7808 |
| Document Number | 0000048015 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 2018-0048015 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 3640 Thorson Dr was $4,935.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Oak Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $467,643 (+2%) Land $108,091 Building $359,552 | |
| 2025 | $4,935.00 | $458,474 Land $105,972 Building $352,502 |
| 2023 | $4,737.00 (+1.5%) | $440,673 Land $101,858 Building $338,815 |
| 2022 | $4,667.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3640 Thorson Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3640 Thorson Dr is extreme, ranking above 98.4% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.4% of the US · above 90% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T, Rocky Ridge Wireless, T-Mobile, Zeta Broadband.
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