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3640 Stone Way, Estero, FL 33928 Property Records

Lee County property record for 3640 Stone Way, Estero, FL 33928 · Last verified May 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 2,293 sqft · built 1996
Lot Size0.147 acres (6,408 sqft)
Owner2 Individual Names on File
Last Sale$216,000 (May 2019)
Tax Bill$2,492 (2025)
Deeds & MortgagesDec 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN04-47-25-E4-09000.0304

Property Details

APN / Parcel Number

Primary APN04-47-25-E4-09000.0304
Alternative APNs
  • 250447E4090000304
  • 04472509000000304
  • 10277186

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,293 sqft Living Area
Gross Area1,459 sqft
1st Floor Area2,188 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleMulti-Family
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,408 sqft (0.147 acres)
View / LotCorner
Garage TypeAttached
Garage Area209 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10277186
Street Address3640 STONE WAY
CityESTERO
StateFL
Zip33928-2397
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVILLAS AT TIMBER LAKE CONDO DESC OR2560PG1750 UNIT 304
Legal Range25E
Legal Township47S
Legal Section04
Legal SubdivisionVILLAS AT TIMBER LAKE CONDO
Legal TractE4
Legal Block3
Legal Lot Number304
Legal Unit304
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group3
Census Block3011
Census Tract50320

Owner

Source: Lee County records · APN 04-47-25-E4-09000.0304

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3640 STONE WAY, 304, ESTERO, FL 33928-2397
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
May 16, 2019Warranty Deed, Transfer · Conventional with PMI
STRONG HM MTG LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 16, 2019 · Amount on Record
Deed SaleMay 16, 2019 · Amount on Record
Prior SaleMay 22, 2014 · Amount on Record
Deed Document Number2019111947
Prior Transfer DateJun 30, 2010
Prior Transfer Doc0000121879
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address3640 STONE WAY, ESTERO, FL 33928-2397
Transaction TypeMortgage
Record UpdatedJan 11, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 STONE WAY, ESTERO, FL 33928-2397

Mortgage

Document Number0000425793
DateDec 29, 2021
Instrument2021000425793
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 16, 2019
Property Address3640 STONE WAY, ESTERO, FL 33928-2397
Document Number0000111947
Instrument DateMay 03, 2019
Instrument111947
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,512.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3640 STONE WAY #304 ESTERO FL 339282397, 304, ESTERO, FL 33928-2397

Mortgage

Document Number111949
DateMay 16, 2019
Instrument111949
Lender
NameSTRONG HM MTG LLC
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 15, 2049

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,492.00 (+8.25%) Homeowner's exemption$203,470 (+5.99%) Building $203,470$270,109 (-10.35%) Building $270,109
2023$2,302.00 (-2.42%) Homeowner's exemption$191,977 (+3%)$301,289 (+15.71%) Building $301,289
2022$2,359.00 Homeowner's exemption$186,385$260,374 Building $260,374

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503203, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 70 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies70 in force
Nearby Flood Claims2 (2015–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2025, other causes

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 1,389 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Verizon, Orlando Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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