Charles County property record for 3640 Spring Ln, Indian Head, MD 20640 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1951 |
| Square Footage | 1,089 sqft Living Area |
| Lot Size | 69,696 sqft (1.6 acres) |
| Garage | Detached, 858 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $81,000 (2013) |
| Tax Bill | $6,080.00 (2025) |
| Primary APN | 10-007178 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,089 sqft Living Area |
| 1st Floor | 1,089 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 69,696 sqft (1.6 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 858 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Account Number | 007178 |
|---|---|
| Street Address | 3640 SPRING LN |
| City | INDIAN HEAD |
| State | MD |
| Zip | 20640-3574 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | P/O LOT 25 RISON HILLS SUB |
| Legal Subdivision | RISON HILLS SUB |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | CHARLES MD |
| Minor Civil Division | 10, MARBURY |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 850400 |
Source: Charles County records · APN 10-007178
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3640 SPRING LN, INDIAN HEAD, MD 20640-3574 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 12, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 13, 2023 | Re-recorded Document |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Oct 01, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 18, 2013 · Amount on Record |
| Deed Sale | Jul 18, 2013 · Amount on Record |
| Prior Sale | Dec 04, 2012 · Amount on Record |
| Deed Book / Page | 8286 / 495 |
| Last Transfer Date | Nov 28, 2022 |
| Transfer Doc | 0129030278 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3640 SPRING LN, INDIAN HEAD, MD 20640-3574 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3640 SPRING LN, INDIAN HEAD, MD 20640-3574 |
| Document Number | 0137880149 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 13788/149 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 03, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3640 SPRING LN, INDIAN HEAD, MD 20640-3574 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3640 SPRING LN, INDIAN HEAD, MD 20640-3574 |
| Document Number | 0129300001 |
|---|---|
| Date | May 12, 2023 |
| Book Page | 12930/1 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 13, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 13, 2023 |
| Property Address | 3640 SPRING LN, INDIAN HEAD, MD 20640-3574 |
| Document Number | 0129030278 |
| Book / Page | 12903 / 278 |
| Instrument Date | Nov 28, 2022 |
| Record Updated | May 02, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 3640 SPRING LN, INDIAN HEAD, MD 20640-3574 |
| Name | Verified Name |
|---|---|
| Address | 3640 SPRING LN, INDIAN HEAD, MD 20640-3574 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3640 SPRING LN, INDIAN HEAD, MD 20640-3574 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0116420471 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 11642/471 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3640 SPRING LN, INDIAN HEAD, MD 20640-3574 |
| Document Number | 0106550001 |
| Instrument Date | May 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3640 SPRING LN INDIAN HEAD MD 206403574, INDIAN HEAD, MD 20640-3574 |
| Document Number | 0106550001 |
|---|---|
| Date | Jun 04, 2019 |
| Book Page | 010655/000001 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 03, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3640 SPRING LN, INDIAN HEAD, MD 20640-3574 |
| Document Number | 0104200104 |
| Instrument Date | Oct 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3640 SPRING LN INDIAN HEAD MD 206403574, INDIAN HEAD, MD 20640-3574 |
| Document Number | 0104200104 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 010420/000104 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 09, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3640 SPRING LN, INDIAN HEAD, MD 20640-3574 |
| Document Number | 0101110001 |
| Book / Page | 010111 / 000001 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3640 SPRING LN INDIAN HEAD MD 206403574, INDIAN HEAD, MD 20640-3574 |
| Document Number | 0101110001 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 010111/000001 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 19, 2037 |
Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,080.00 (+165.39%) Homeowner's exemption | $184,600 (+21.29%) Land $94,800 Building $89,800 | $184,600 (-) Land $94,800 Building $89,800 |
| 2023 | $2,291.00 | $152,200 | $184,600 Land $94,800 Building $89,800 |
Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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