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3640 Spear St, Bethlehem, PA 18020 Property Records

Northampton County property record for 3640 Spear St, Bethlehem, PA 18020

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,400 sqft · built 1971
Lot Size0.253 acres (11,021 sqft)
Owner2 Individual Names on File
Tax Bill$820 (2026)
Deeds & MortgagesApr 2023 Second Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN4964-13-506-1774

Property Details

APN / Parcel Number

Primary APN4964-13-506-1774
Alternative APN
  • M7SE4 27 3A 0205

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,400 sqft Living Area

Exterior

Year BuiltBuilt 1971
Architectural StyleCustom Design
Exterior MaterialBrick
Lot Area11,021 sqft (0.253 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3640 SPEAR ST
CityBETHLEHEM
StatePA
Zip18020-3444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionDIST:05 CITY/MUNI/TWP:BETHLEHEM TOWNSHIP
Legal SubdivisionBETHLEHEM ANX GARDENS PLAN OR
Legal Block27
Legal Lot Number3A
JurisdictionNORTHAMPTON PA
Township / Civil DivisionBETHLEHEM
Census Block Group3
Census Block3030
Census Tract17606

Owner

3640 Spear St is owned and occupied by two individuals.

Source: Northampton County records, as of March 12, 2026

Owner of Record2 Individual Names on File
Mailing Address3640 SPEAR ST, BETHLEHEM, PA 18020-3444
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000488147
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON PA
Property Address3640 SPEAR ST, BETHLEHEM, PA 18020-3444
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008724
DateApr 28, 2023
Book Page2023-1/75254
Instrument2023008724
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueMay 1, 2033

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON PA
Property Address3640 SPEAR ST, BETHLEHEM, PA 18020-3444
Transaction TypeMortgage
Record UpdatedJul 15, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026012
DateJul 6, 2021
Book Page2021-1/231511
Instrument2021026012
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3640 Spear St was $820.

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StatePennsylvania
CountyNorthampton County
County SubdivisionBethlehem Township
Unified School DistrictBethlehem Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$820.00$76,000 Land $18,700 Building $57,300
2024$5,832.00$76,000 Land $18,700 Building $57,300
1995$152,000 Land $37,400 Building $114,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3640 Spear St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimAug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3640 Spear St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BETHLEHEM
serves 117,259 people · EPA ID PA3480046
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Service Electric Cable TV
Cable		1,000 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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