3640 Sky Haven Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 3640 Sky Haven Ln, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,563 sqft · built 1980
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,837 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`168-241-13-00`

Property Details

APN / Parcel Number

Primary APN	`168-241-13-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,563 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3640 SKY HAVEN LN
City	OCEANSIDE
State	CA
Zip	92056-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	PAR 2 TR PM07966
Legal Subdivision	P7966
Legal Tract	7966
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3022
Census Tract	19809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3640 SKY HAVEN LN, OCEANSIDE, CA 92056-5003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage DATA MORTGAGE INC
Feb 14, 2020	Intrafamily Transfer, Transfer · VA Mortgage KAM FINANCIAL & REALTY INC
May 2, 2019	Grant Deed, Transfer · VA Mortgage KAM FINANCIAL & REALTY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020
Deed Sale	Feb 14, 2020
Prior Sale	May 2, 2019 · Amount on Record
Deed Document Number	202077505
Prior Transfer Date	Feb 7, 2020
Prior Transfer Doc	0000077505
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3640 SKY HAVEN LN, OCEANSIDE, CA 92056-5003
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 SKY HAVEN LN, OCEANSIDE, CA 92056-5003

Mortgage

Document Number	0000091562
Date	Mar 1, 2022
Instrument	2022-0091562

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3640 SKY HAVEN LN, OCEANSIDE, CA 92056-5003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OCT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 SKY HAVEN LN, OCEANSIDE, CA 92056-5003

Mortgage

Document Number	0000735325
Date	Nov 19, 2020
Instrument	2020-0735325

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 14, 2020
Property Address	3640 SKY HAVEN LN, OCEANSIDE, CA 92056-5003
Document Number	0000077505
Map Reference	FILE 78-458161
Instrument Date	Feb 7, 2020
Instrument	2020-0077505
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3640 SKY HAVEN LN, OCEANSIDE, CA 92056-5003

Mortgage

Document Number	0000077506
Date	Feb 14, 2020
Instrument	2020-0077506

Lender

Name	KAM FINANCIAL & REALTY INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2019
Property Address	3640 SKY HAVEN LN, OCEANSIDE, CA 92056-5003
Document Number	0000164253
Map Reference	PG 7966
Instrument Date	Mar 28, 2019
Instrument	2019-0164253
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3640 SKY HAVEN LN, OCEANSIDE, CA 92056-5003

Mortgage

Document Number	0000164254
Date	May 2, 2019
Instrument	2019-0164254

Lender

Name	KAM FINANCIAL & REALTY INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$881,814 (+2%) Land $517,711 Building $364,103
2025	$7,837.00 (+7.44%)	$864,524 (+4.04%) Land $507,560 Building $356,964
2023	$7,294.00 (-0.94%)	$830,954 Land $487,851 Building $343,103
2022	$7,363.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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