3640 Seneca St, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 3640 Seneca St, Buffalo, NY 14224

Property Summary

Property TypeOffice Building
Details1,403 sqft · built 1932
Lot Size0.387 acres (16,800 sqft)
OwnerCompany Name on File
Last Sale$354,900 (Jan 2024)
Tax Bill$4,912 (2026)
Deeds & MortgagesDec 2025 Mortgage
Jan 2024 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN21-389-000

Property Details

APN / Parcel Number

Primary APN21-389-000
Alternative APNs
  • 68001430700001036000
  • 146800 143.07-1-36

Interior

Stories2 Stories
Building Area1,403 sqft Gross Area
Basement Area696 sqft
Unfinished Basement696 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1970
Lot Area16,800 sqft (0.387 acres)
Lot Dimensions300 ft deep x 55.8 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number21-389-000
Street Address3640 SENECA ST
CityBUFFALO
StateNY
Zip14224-3400
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning Code10
Legal DescriptionPART OF FL-151 EBENEZER LAND'S 55.78 X 300.00
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block1
Legal Lot Number36.000
JurisdictionERIE NY
Township / Civil DivisionWEST SENECA
Census Block Group2
Census Block2013
Census Tract11700

Owner

3640 Seneca St, a commercial property, is owned by a company that bought it in January 2024.

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address3638 SENECA ST, BUFFALO, NY 14224-3400
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Deed of Trust, Mortgage · Commercial Mortgage
M & T BANK
Jan 12, 2024Bargain and Sale Deed, Construction Loan · Construction Mortgage
NORMANDY CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2024 · Amount on File
Deed SaleJan 12, 2024 · Amount on File
Prior SaleJun 6, 2008 · Amount on File
Deed Document Number20242024007954
Deed Book / Page11426 / 8628
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address3640 SENECA ST, BUFFALO, NY 14224-3400
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0141842155
DateDec 12, 2025
Book Page14184/2155
Instrument2025227076
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeCommercial Mortgage
AmountAmount on Record

January 2024: Bargain and Sale Deed, Construction Loan

Document TypeBargain and Sale Deed
JurisdictionERIE NY
Recording DateJan 12, 2024
Property Address3640 SENECA ST, BUFFALO, NY 14224-3400
Document Number0114268628
Book / Page11426 / 8628
Instrument DateDec 22, 2023
Instrument2024007954
Transaction TypeConstruction Loan
Record UpdatedFeb 22, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,420.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3638 SENECA ST, WEST SENECA, NY 14224-3400

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CHAMBERS RD, WEST SENECA, NY 14224-5015

Mortgage

Document Number0141161375
DateJan 12, 2024
Instrument14116/1375
Lender
NameNORMANDY CORPORATION
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3640 Seneca St was $4,912, up 93.4% from the year before.

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionWest Seneca Town
Unified School DistrictWest Seneca Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,912.00 (+93.39%)
2025$2,540.00 (-47.17%)$49,500 (-) Land $26,500 Building $23,000$206,300 (+4.19%) Land $110,443 Building $95,857
2024$4,808.00$49,500 (-) Land $26,500 Building $23,000$198,000 (+4%) Land $106,000 Building $92,000
2023$49,500 Land $26,500 Building $23,000$190,385 Land $101,923 Building $88,462
2019$4,557.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3640 Seneca St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3640 Seneca St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

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Nearby Streets

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