3640 Schifko Rd, Cantonment, FL 32533 Property Records

Escambia County property record for 3640 Schifko Rd, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,804 sqft · built 2000
Lot Size	2.74 acres (119,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Dec 2025)
Tax Bill	$1,886 (2024)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-2N-31-4000-000-020`

Property Details

APN / Parcel Number

Primary APN	`19-2N-31-4000-000-020`
Alternative APN	`120360300`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,804 sqft Living Area
Gross Area	2,565 sqft
1st Floor Area	1,804 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	119,354 sqft (2.74 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	392 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	120360300
Street Address	3640 SCHIFKO RD
City	CANTONMENT
State	FL
Zip	32533-9295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMU
Legal Description	BEG AT SE COR OF SEC N 19 DEG 25 MIN 30 SEC W 1022 62/100 FT N 72 DEG 12 MIN 52 SEC W 650 67/100 FT FOR POB CONT N 72 DEG 12 MIN 52 SEC W 575 FT TO PT ON ELY R/W LI OF SCHIFKO RD (66 FT R/W) N 34 DEG 16 MIN 42 SEC E ALG ELY R/W LI 187 26/100 FT TO PT
Legal Range	31W
Legal Township	02N
Legal Section	19
Legal Subdivision	SUBDIVISION NUMBER: 4000
Legal Block	20
Legal Lot Number	20
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	1
Census Block	1004
Census Tract	3613

Owner

Source: Escambia County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3640 SCHIFKO RD, CANTONMENT, FL 32533-9295
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 8, 2025	Warranty Deed, Transfer · Conventional Mortgage PEN AIR FCU
May 19, 2017	Grant Deed FIRST INT'L TITLE
May 15, 2017	Grant Deed FIRST INT'L TITLE
Apr 8, 2016	Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	202593176
Deed Book / Page	9416 / 1896
Prior Transfer Date	May 11, 2017
Prior Transfer Doc	0077141404
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	3640 SCHIFKO RD, CANTONMENT, FL 32533-9295
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 SCHIFKO RD, CANTONMENT, FL 32533-9295

Mortgage

Document Number	0087220338
Date	Feb 14, 2022
Book Page	8722/338
Instrument	2022015321

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Dec 8, 2025
Property Address	3640 SCHIFKO RD, CANTONMENT, FL 32533-9295
Document Number	0094161896
Book / Page	9416 / 1896
Instrument Date	Dec 4, 2025
Instrument	2025093176
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	UNKNOWN, PENSACOLA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 CROSSVILLE ST, CANTONMENT, FL 32533-6587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 SCHIFKO RD, CANTONMENT, FL 32533-9295

Mortgage

Document Number	0094161898
Date	Dec 8, 2025
Instrument	9416/1898

Lender

Name	PEN AIR FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	ESCAMBIA FL
Recording Date	May 19, 2017
Property Address	3640 SCHIFKO RD, CANTONMENT, FL 32533-9295
Document Number	0077141404
Book / Page	007714 / 001404
Instrument Date	May 11, 2017
Instrument	37508
Record Updated	Jun 7, 2017
Title Company	FIRST INT'L TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3640 SCHIFKO RD CANTONMENT FL 325339295, CANTONMENT, FL 32533-9295

May 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	ESCAMBIA FL
Recording Date	May 15, 2017
Property Address	3640 SCHIFKO RD, CANTONMENT, FL 32533-9295
Document Number	0077121061
Book / Page	007712 / 001061
Instrument Date	May 5, 2017
Instrument	36168
Record Updated	May 25, 2017
Title Company	FIRST INT'L TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3640 SCHIFKO RD CANTONMENT FL 325339295, CANTONMENT, FL 32533-9295

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	3640 SCHIFKO RD, CANTONMENT, FL 32533-9295
Document Number	0077461960
Book / Page	007746 / 001960
Instrument Date	Apr 8, 2016
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3501 HIGHWAY 196 MOLINO FL 325773983, MOLINO, FL 32577-3983

Mortgage

Document Number	0077461960
Date	Jul 19, 2017
Book Page	007746/001960
Instrument	55137

Lender

Name	UNIVERSITY LNDG
Address	FARMINGTON HILLS, MI 48334

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,081 (+5.99%)	$311,031 (+13.07%) Land $56,992 Building $254,039
2024	$1,886.00 (+1.13%)
2023	$1,865.00 (+2.7%) Homeowner's exemption Veteran's exemption	$176,514 (+3%)	$275,067 (+10.55%) Land $31,236 Building $243,831
2022	$1,816.00 Homeowner's exemption Veteran's exemption	$171,373	$248,808 Land $31,236 Building $217,572

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1998–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOLINO UTILITIES, INC. private · serves 8,845 people · EPA ID FL1170475
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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