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3640 S Lowe Ave, Chicago, IL 60609 Property Records

Cook County property record for 3640 S Lowe Ave, Chicago, IL 60609

Property Summary

Property TypeApartments (5+ Units)
Details8 bd · 2 ba · 2,640 sqft · built 1888
Lot Size0.068 acres (2,976 sqft)
OwnerIndividual Name on File
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-33-309-042

Property Details

APN / Parcel Number

Primary APN17-33-309-042
Alternative APN
  • 17-33-309-042-0000

Interior

Bedrooms8 Beds
Full Baths2 Baths
Total Rooms16 Rooms
Units2 Units
Stories2 Stories
Building Area2,640 sqft Living Area

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1890
Architectural StyleMulti-Family
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area2,976 sqft (0.068 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address3640 S LOWE AVE
CityCHICAGO
StateIL
Zip60609-1626
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRS-3
Legal Description(HAMBURG) BEING SAMUEL (GEHRS) SUB OF BLKS23-24 IN CA NAL TRUSTEES SUB OF SEC 33-39-14
Legal Range14E
Legal Township39N
Legal Section33
Legal SubdivisionHAMBURG BEING SAMUEL GEHRS
Legal Block23,24
Legal Lot Number36
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group3
Census Block3003
Census Tract839900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chicago Park Boulevard System Historic District
listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3640 S Lowe Ave, a residential property, is owned and occupied by an individual.

Source: Cook County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address3640 S LOWE AVE, CHICAGO, IL 60609-1626
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 18, 2026
Property Address3640 S LOWE AVE, CHICAGO, IL 60609-1626
Document Number0000028014
Instrument DateMay 20, 2026
Instrument202628014
Transaction TypeTransfer
Record UpdatedJun 26, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$89,157.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 S LOWE AVE, CHICAGO, IL 60609-1626
InvestorPossibly a Property Investor

Mortgage

Document Number0000000028,
DateJun 18, 2026
Instrument2026169202616928
Lender
NameWINTRUST MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate7.13%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000028016,
DateJun 18, 2026
Instrument202616928016
Lender
NameILLINOIS HOUSING DEV AUTHORITY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term10 Months
DueJun 1, 2036
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$49,000 Land $16,219 Building $32,781$490,000 Land $162,190 Building $327,810
2022Homeowner's exemption$36,999 Land $13,094 Building $23,905$369,990 Land $130,940 Building $239,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3640 S Lowe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3640 S Lowe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 919 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Google Fiber.

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