3640 Reading Rd, Cincinnati, OH 45229 Property Records

Hamilton County property record for 3640 Reading Rd, Cincinnati, OH 45229

Property Summary

Property Type	Apartments (5+ Units)
Details	11 bd · 5 ba · 3,890 sqft · built 1900
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Nov 2024)
Tax Bill	$2,917 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`108-0004-0008-00`

Property Details

APN / Parcel Number

Primary APN	`108-0004-0008-00`

Interior

Bedrooms	11 Beds
Full Baths	5 Baths
Total Rooms	19 Rooms
Stories	2 Stories
Building Area	3,890 sqft Finished Area
1st Floor Area	1,970 sqft
2nd Floor Area	1,920 sqft
Basement Area	1,970 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	127 ft deep x 55.4 ft wide
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3640 READING RD
City	CINCINNATI
State	OH
Zip	45229-2376
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	3640 READING RD 55.38 X 127.23 IRR-LOT 1 GERM PROT CEM SOCIETY SUB
Legal Subdivision	PROT CEM SOCIETY SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	6600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	17 ESSEX CT, PORT WASHINGTON, NY 11050-4205
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Warranty Deed, Transfer · FHA Mortgage LOW VA RATES LLC
Oct 16, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2024 · Amount on Record
Deed Sale	Nov 6, 2024 · Amount on Record
Prior Sale	Nov 3, 2023 · Amount on Record
Deed Document Number	0000079142
Deed Book / Page	15288 / 1792
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 3, 2023
Property Address	3640 READING RD, CINCINNATI, OH 45229-2376
Document Number	0000078331
Book / Page	15036 / 1161
Map Reference	VOL 51 PG 256
Instrument Date	Oct 31, 2023
Instrument	2023-0078331
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 READING RD, CINCINNATI, OH 45229-2376

Mortgage

Document Number	0000078332
Date	Nov 3, 2023
Instrument	2023-0078332

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 16, 2020
Property Address	3640 READING RD, CINCINNATI, OH 45229-2376
Document Number	0000107999
Book / Page	014276 / 003643
Instrument Date	Sep 16, 2020
Instrument	107999
Transaction Type	Transfer
Record Updated	Apr 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7290 WHEATLAND WEST CHESTER OH 45069, WEST CHESTER, OH 45069

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,917.00 (+0.69%)	$35,000 (-) Land $5,880 Building $29,120
2024	$2,897.00 (+0.24%)	$35,000 (-) Land $5,880 Building $29,120
2023	$2,890.00 (+177.62%)	$35,000 (+209.41%) Land $5,880 Building $29,120	$100,000 (+209.41%) Land $16,800 Building $83,200
2022	$1,041.00	$11,312 Land $5,614 Building $5,698
2020			$32,320 Land $16,040 Building $16,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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