3640 Pilot Cir, Naples, FL 34120 Property Records

Collier County property record for 3640 Pilot Cir, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	1,843 sqft · built 2017
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Sep 2025)
Tax Bill	$7,407 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone AH (high risk)
APN	`705300 123B26`

Property Details

APN / Parcel Number

Primary APN	`705300 123B26`
Alternative APN	`81080000625`

Interior

Stories	2 Stories
Building Area	1,843 sqft Living Area
1st Floor Area	1,843 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.17 acres)
Pool Area	403 sqft
Deck Area	477 sqft

Location & Zoning

Street Address	3640 PILOT CIR
City	NAPLES
State	FL
Zip	34120-0715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARM SPRINGS LOT 12
Legal Range	26
Legal Township	48
Legal Section	26
Legal Subdivision	WARM SPRINGS
Legal Block	1
Legal Lot Number	12
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1002
Census Tract	10423

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3640 PILOT CIR, NAPLES, FL 34120-0715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE WAREHOUSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Sep 13, 2023 · Amount on Record
Deed Document Number	20256726940
Deed Book / Page	6505 / 1708
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 13, 2023
Property Address	3640 PILOT CIR, NAPLES, FL 34120-0715
Document Number	0062870279
Book / Page	6287 / 279
Map Reference	MB 60 PG 35-46
Instrument Date	Sep 12, 2023
Instrument	6452281
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,360.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 WOOD RIVER WAY, TAYLORS, SC 29687-5442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6017 PINE RIDGE RD # 336, 336, NAPLES, FL 34119-3956

Mortgage

Document Number	0006287282
Date	Sep 13, 2023
Instrument	6287/282

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3640 PILOT CIR, NAPLES, FL 34120-0715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057503663
Date	Apr 14, 2020
Book Page	5750/3663
Instrument	5854771

Lender

Name	THE MORTGAGE WAREHOUSE
Type	Mortgage Company
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,236 (-3.5%) Land $200,473 Building $494,763	$695,236 (-3.5%) Land $200,473 Building $494,763
2025	$7,407.00 (+89.44%) Homeowner's exemption	$720,461 (+82.56%) Land $270,290 Building $450,171	$720,461 (+11.91%) Land $270,290 Building $450,171
2023	$3,910.00 (-2.1%) Homeowner's exemption	$394,653 (+3%)	$643,798 (+15.03%) Land $98,119 Building $545,679
2022	$3,994.00 Homeowner's exemption	$383,158	$559,675 Land $106,913 Building $452,762

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	4 (2015–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband, Verizon.

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