3640 Omo Ranch Rd, Somerset, CA 95684 Property Records

El Dorado County property record for 3640 Omo Ranch Rd, Somerset, CA 95684

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,677 sqft · built 1968
Lot Size	5.52 acres (240,451 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jun 2020)
Tax Bill	$4,697 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095-021-034-000`

Property Details

APN / Parcel Number

Primary APN	`095-021-034-000`
Alternative APNs	`09502134100` `0950213410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,677 sqft Living Area
1st Floor Area	1,677 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Wood
Lot Area	240,451 sqft (5.52 acres)
Terrain	Wooded
Patio Area	473 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	3640 OMO RANCH RD
City	SOMERSET
State	CA
Zip	95684-9518
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE10
Legal Description	SEC 5 8 12
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3017
Census Tract	31409

Owner

Source: El Dorado County records · APN 095-021-034-000

Assessment roll updated August 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3640 OMO RANCH RD, SOMERSET, CA 95684-9518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage MASTERS TEAM MORTGAGE MASTERS TEAM MORTGAGE
Jun 29, 2020	Grant Deed, Transfer · Conventional Mortgage MASTERS TEAM MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Sep 22, 1999 · Amount on Record
Deed Document Number	202031537
Prior Transfer Date	Jul 11, 1996
Prior Transfer Doc	0000037367
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3640 OMO RANCH RD, SOMERSET, CA 95684-9518
Document Number	0000000575
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3640 OMO RANCH RD SOMERSET CA 956849518, SOMERSET, CA 95684-9518

Mortgage

Document Number	0000000575
Date	Jan 05, 2021
Instrument	575

Lender

Name	MASTERS TEAM MORTGAGE MASTERS TEAM MORTGAGE
Type	Bank
Address	FOLSOM, CA 95630

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 04, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 29, 2020
Property Address	3640 OMO RANCH RD, SOMERSET, CA 95684-9518
Document Number	0000031537
Instrument Date	Jun 24, 2020
Instrument	2020-0031537
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3640 OMO RANCH RD, SOMERSET, CA 95684-9518

Mortgage

Document Number	0000031538
Date	Jun 29, 2020
Instrument	2020-0031538

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pioneer Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,697.00 (+2.04%) Homeowner's exemption	$448,391 (+4.04%) Land $120,298 Building $328,093
2024	$4,603.00 (+2.06%)
2023	$4,510.00 (+1.65%) Homeowner's exemption	$430,981 Land $115,628 Building $315,353
2022	$4,437.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Extreme above 97.6% of the US · above 87% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: Rocky Ridge Wireless, Verizon.

Based on FCC filings for 12 locations within half a mile of this property.

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