3640 Ocean Dr, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 3640 Ocean Dr, Avalon, NJ 08202

Property Summary

Property Type	Single Family Home
Details	2,128 sqft · built 1995
Owner	2 Individual Names on File
Last Sale	$1,101,875 (Nov 2017)
Tax Bill	$7,656 (2024)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-00036-05-00069-01-C-N`

Property Details

APN / Parcel Number

Primary APN	`01-00036-05-00069-01-C-N`

Interior

Stories	3 Stories
Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Construction Type	Frame

Location & Zoning

Street Address	3640 OCEAN DR, N
City	AVALON
State	NJ
Zip	08202-1671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	UNIT 3648
Legal Subdivision	3648 OCEAN DRIVE CONDO
Legal Block	36.5
Legal Lot Number	69.1
Jurisdiction	CAPE MAY NJ
Township / Civil Division	AVALON
Census Block Group	2
Census Block	2043
Census Tract	20902

Owner

3640 Ocean Dr is owned by two individuals who bought it in November 2017.

Source: Cape May County and Avalon Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 N LAKESIDE DR E, MEDFORD, NJ 08055-8472
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2017 · Amount on File
Deed Sale	Nov 30, 2017 · Amount on File
Prior Sale	Dec 4, 2000 · Amount on File
Deed Document Number	201736813
Deed Book / Page	3764 / 60
Record Updated	Oct 29, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Nov 30, 2017
Property Address	3640 OCEAN DR, AVALON, NJ 08202-1671
Document Number	0037640060
Book / Page	003764 / 000060
Instrument Date	Nov 17, 2017
Instrument	36813
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	DUNE ABSTRACT O INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,101.88
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 N LAKESIDE DR E MEDFORD NJ 080558472, MEDFORD, NJ 08055-8472

Mortgage

Document Number	59220039
Date	Nov 30, 2017
Book Page	005922/000039
Instrument	36815

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Avalon Borough
Unified School District	Avalon Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,247,000 (-) Land $975,000 Building $272,000	$1,247,000 (-) Land $975,000 Building $272,000
2025		$1,247,000 Land $975,000 Building $272,000	$1,247,000 Land $975,000 Building $272,000
2024	$7,656.00
2023		$1,247,000 (-) Land $975,000 Building $272,000	$1,247,000 (-) Land $975,000 Building $272,000
2022	$7,082.00 (+3.83%)	$1,247,000 Land $975,000 Building $272,000	$1,247,000 Land $975,000 Building $272,000
2021	$6,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3640 Ocean Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 692 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,308 units insured incl. 616 condo units
Nearby Flood Claims	932 (1979–2026)
Claims Outside the SFHA	3 of 932
Most Recent Claim	Feb 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 439 claims Severe Coastal Storm, Jan 1992 · 53 claims Coastal Storms & Flooding, Mar 1984 · 70 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3640 Ocean Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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