3640 Northside Ct, Key West, FL 33040 Property Records

Monroe County property record for 3640 Northside Ct, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,642 sqft · built 1968
Lot Size0.136 acres (5,932 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Feb 1992)
Tax Bill$2,658 (2024)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone AE (high risk)
APN00056120-000000

Property Details

APN / Parcel Number

Primary APN00056120-000000
Alternative APNs
  • 01010100056120000000
  • 1056669

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,642 sqft Living Area
1st Floor Area1,642 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2003
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,932 sqft (0.136 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area56 sqft
Patio Area416 sqft
FenceFence
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1056669
Old Parcel Number01010100056120000000
Street Address3640 NORTHSIDE CT
CityKEY WEST
StateFL
Zip33040-4263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 4 LT 4 KW PB5-19 PEARLMAN ESTATES SECOND ADDN OR268-468/69 OR524-487 OR891-600 OR987-104 OR1200-1760
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionPEARLMAN ESTATES SECOND ADDITION
Legal Block4
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1011
Census Tract971900

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3640 NORTHSIDE CT, KEY WEST, FL 33040-4263
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 1992 · Amount on Record
Deed SaleFeb 1, 1992 · Amount on Record
Deed Document Number0012001760
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3640 NORTHSIDE CT, KEY WEST, FL 33040-4263
Transaction TypeMortgage
Record UpdatedSep 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 NORTHSIDE CT, KEY WEST, FL 33040-4263

Mortgage

Document Number0031242223
DateSep 10, 2021
Book Page3124/2223
Instrument2339006
Lender
NameFIRST STATE BANK OF THE FLORIDA KEYS
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$314,912 (+5.99%)$744,087 (-3.81%) Land $497,228 Building $246,859
2024$2,658.00 (+2.03%)
2023$2,605.00 (+4.7%) Homeowner's exemption$297,124 (+3%)$773,522 (+18.39%) Land $548,457 Building $225,065
2022$2,488.00 Homeowner's exemption$288,470$653,353 Land $427,917 Building $225,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 532 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies721 units insured
incl. 189 condo units
Nearby Flood Claims473 (1980–2026)
Claims Outside the SFHA3 of 473
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Wilma, Oct 2005 · 274 claims
  • Hurricane Georges, Oct 1998 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Northside Ct

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