3640 Napier Rd, Canton, MI 48187 Property Records

Wayne County property record for 3640 Napier Rd, Canton, MI 48187

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,016 sqft · built 1957
Lot Size	3.84 acres (167,270 sqft)
Owner	Trust Name on File
Last Sale	$320,000 (Sep 2001)
Tax Bill	$6,616 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`71 027 01 0007 000`

Property Details

APN / Parcel Number

Primary APN	`71 027 01 0007 000`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	167,270 sqft (3.84 acres)
Lot Dimensions	927 ft deep x 180 ft wide
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3640 NAPIER RD
City	CANTON
State	MI
Zip	48187-4622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	07A7 (ACT 135-1976) LOT 7 HANFORD ROAD SUB T2S R8E L76 P11 WCR
Legal Subdivision	HANFORD ROAD
Legal Lot Number	7
Jurisdiction	WAYNE MI
Township / Civil Division	CANTON
Census Block Group	1
Census Block	1020
Census Tract	564401

Owner

3640 Napier Rd is owner-occupied and held in a trust since April 2024.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Trust Name on File
Mailing Address	3640 NAPIER RD, CANTON, MI 48187-4622
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION ONE
Apr 22, 2024	Intrafamily Transfer, Transfer
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage HANTZ BANK
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2001 · Amount on File
Deed Sale	Sep 26, 2001 · Amount on File
Last Transfer Date	Apr 3, 2024
Transfer Doc	0588341196
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3640 NAPIER RD, CANTON, MI 48187-4622
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 NAPIER RD, CANTON, MI 48187-4622
Investor	Possibly a Property Investor

Mortgage

Document Number	0598020812
Date	Sep 24, 2025
Book Page	59802/812
Instrument	2025272518

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3640 NAPIER RD, CANTON, MI 48187-4622
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 NAPIER RD, CANTON, MI 48187-4622

Mortgage

Document Number	0587901080
Date	Apr 2, 2024
Book Page	58790/1080
Instrument	2024117000

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 16, 2034

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Apr 22, 2024
Property Address	3640 NAPIER RD, CANTON, MI 48187-4622
Document Number	0588341196
Book / Page	58834 / 1196
Map Reference	LB 76 PG 11
Instrument Date	Apr 3, 2024
Instrument	2024146815
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3640 NAPIER RD, CANTON, MI 48187-4622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3640 NAPIER RD, CANTON, MI 48187-4622

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3640 NAPIER RD, CANTON, MI 48187-4622
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 NAPIER RD, CANTON, MI 48187-4622

Mortgage

Document Number	0572081363
Date	Nov 18, 2021
Book Page	57208/1363
Instrument	2021409465

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3640 NAPIER RD, CANTON, MI 48187-4622
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 NAPIER RD, CANTON, MI 48187-4622

Mortgage

Document Number	0564040971
Date	Feb 5, 2021
Book Page	56404/971
Instrument	2021048629

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3640 NAPIER RD, CANTON, MI 48187-4622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0550531101
Date	May 17, 2019
Book Page	55053/1101
Instrument	2019170310

Lender

Name	HANTZ BANK
Type	Bank
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3640 NAPIER RD, CANTON, MI 48187-4622
Document Number	0555260554
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3640 NAPIER RD CANTON MI 481874622, CANTON, MI 48187-4622

Mortgage

Document Number	0555260554
Date	Jan 15, 2020
Book Page	055526/000554
Instrument	15682

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 14, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3640 Napier Rd was $6,616 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Canton Charter Township
Unified School District	Plymouth-Canton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,700 (+5.61%)	$485,400 (+5.61%)
2025	$6,616.00 Homeowner's exemption	$229,800	$459,600
2023		$197,500	$395,000
2019	$5,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3640 Napier Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2009–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3640 Napier Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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