3640 N 28th St, Phoenix, AZ 85016 Property Records

Maricopa County property record for 3640 N 28th St, Phoenix, AZ 85016

Property Summary

Property TypeSingle Family Home
Details1 ba · 856 sqft · built 1950
Lot Size0.267 acres (11,639 sqft)
OwnerIndividual Name on File
Last Sale$318,000 (Oct 2018)
Tax Bill$1,431 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2021 Line of Credit
+ 4 more
Flood ZoneZone X (moderate risk)
APN119-06-050

Property Details

APN / Parcel Number

Primary APN119-06-050

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area856 sqft Living Area
1st Floor Area856 sqft

Exterior

Year BuiltBuilt 1950
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area11,639 sqft (0.267 acres)
Pool Area314 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemHVAC

Location & Zoning

Street Address3640 N 28TH ST
CityPHOENIX
StateAZ
Zip85016-7028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionE 175' OF S 75' OF N 180' OF NE4 SE4 NW4 EX E 25' RD .26 AC
Legal Range03E
Legal Township02N
Legal Section26
Legal QuarterNW
Quarter-Quarter SectionSE
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1012
Census Tract110801

Owner

Source: Maricopa County records · APN 119-06-050

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3640 N 28TH ST, PHOENIX, AZ 85016-7028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 17, 2021Deed of Trust, Mortgage · Line of Credit
FIRST CU
Feb 08, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 02, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Oct 03, 2018Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC
Oct 03, 2018Re-recorded Document
FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 03, 2018 · Amount on Record
Deed SaleOct 03, 2018 · Amount on Record
Prior SaleApr 01, 2003
Deed Document Number20180743772
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3640 N 28TH ST, PHOENIX, AZ 85016-7028
Transaction TypeMortgage
Record UpdatedNov 21, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 N 28TH ST, PHOENIX, AZ 85016-7028

Mortgage

Document Number0000143900
DateFeb 09, 2021
Instrument20210143900
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2041

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3640 N 28TH ST, PHOENIX, AZ 85016-7028
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 N 28TH ST, PHOENIX, AZ 85016-7028

Mortgage

Document Number0000546851
DateMay 17, 2021
Instrument20210546851
Lender
NameFIRST CU
TypeCredit Union
AddressCHANDLER, AZ 85225
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 16, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3640 N 28TH ST, PHOENIX, AZ 85016-7028
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 N 28TH ST, PHOENIX, AZ 85016-7028

Mortgage

Document Number0000063242
DateFeb 08, 2023
Instrument20230063242
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3640 N 28TH ST, PHOENIX, AZ 85016-7028
Document Number0000308661
Instrument DateApr 02, 2020
Transaction TypeMortgage
Record UpdatedApr 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 N 28TH ST PHOENIX AZ 850167028, PHOENIX, AZ 85016-7028

Mortgage

Document Number0000308661
DateApr 10, 2020
Instrument308661
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term300 Months
DueApr 09, 2045

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateOct 03, 2018
Property Address3640 N 28TH ST, PHOENIX, AZ 85016-7028
Document Number0000743772
Instrument DateSep 27, 2018
Instrument20180743772
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyFIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4202 E WILSHIRE DR, 4202, PHOENIX, AZ 85008-2313

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 N 28TH ST, PHOENIX, AZ 85016-7028

Mortgage

Document Number0000743773
DateOct 03, 2018
Instrument20180743773
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

October 2018: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionMARICOPA AZ
Recording DateOct 03, 2018
Property Address3640 N 28TH ST, PHOENIX, AZ 85016-7028
Document Number0000743771
Instrument DateFeb 21, 2003
Instrument20180743771
Record UpdatedSep 22, 2021
Title CompanyFIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 N 28TH ST, PHOENIX, AZ 85016-7028

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictCreighton Elementary District (PK - 08)
Secondary School DistrictPhoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$35,670 (-2.27%)$356,700 (-2.27%) Land $71,300 Building $285,400
2025$1,431.00 (+5.22%)
2024$36,500$365,000 Land $73,000 Building $292,000
2023$1,360.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), as of October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040131108011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Wi-Fiber
Fixed Wireless
400 / 400
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: California Internet, Verizon.

Based on FCC filings for 800 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AZ0407025, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on N 28th St

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