3640 N 2400 E, Layton, UT 84040 Property Records

Davis County property record for 3640 N 2400 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,232 sqft · built 1985
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$373,200 (May 2018)
Tax Bill	$3,399 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-129-0436`

Property Details

APN / Parcel Number

Primary APN	`09-129-0436`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
Basement Area	1,108 sqft
Unfinished Basement	1,108 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3640 N 2400 E
City	LAYTON
State	UT
Zip	84040-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 436, LA DONNA MESA PLAT N. CONT. 0.27 ACRES
Legal Subdivision	LADONNA MESA
Legal Lot Number	436
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3016
Census Tract	125104

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3640 N 2400 E, LAYTON, UT 84040-2454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU
Aug 30, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 14, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 2, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jul 18, 2022	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU
May 30, 2018	Quit Claim Deed, Transfer Quitclaim
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Document Number	20183096071
Deed Book / Page	7025 / 1011
Last Transfer Date	Dec 12, 2024
Transfer Doc	008645/540
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3640 N 2400 E, LAYTON, UT 84040-2454
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008310/783
Date	Aug 7, 2023
Book Page	8310/783
Instrument	3539304

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2038

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3640 N 2400 E, LAYTON, UT 84040-2454
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	BENCHMARK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07337/2822
Date	Aug 30, 2019
Book Page	7337/2822
Instrument	3183808

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3640 N 2400 E, LAYTON, UT 84040-2454
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	BENCHMARK TITLE INS AGE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007575/825
Date	Aug 14, 2020
Book Page	7575/825
Instrument	3282024

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3640 N 2400 E, LAYTON, UT 84040-2454
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07813/2577
Date	Aug 2, 2021
Book Page	7813/2577
Instrument	3405376

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3640 N 2400 E, LAYTON, UT 84040-2454
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008052/951
Date	Jul 18, 2022
Book Page	8052/951
Instrument	3488300

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Jul 20, 2034

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	May 30, 2018
Property Address	3640 N 2400 E, LAYTON, UT 84040-2454
Document Number	0003096071
Book / Page	007025 / 001011
Instrument Date	May 29, 2018
Instrument	3096071
Transaction Type	Transfer
Record Updated	Jun 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3640 N 2400 E LAYTON UT 840402454, LAYTON, UT 84040-2454

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	May 30, 2018
Property Address	3640 N 2400 E, LAYTON, UT 84040-2454
Document Number	007025/675
Book / Page	7025 / 675
Instrument Date	May 29, 2018
Instrument	3096033
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 NORTH 2400 EAST, LAYTON, UT 84040

Mortgage

Document Number	0003096034
Date	May 30, 2018
Instrument	3096034

Lender

Name	MORIA DEVELOPMENTS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	007025/721
Date	May 30, 2018
Book Page	7025/721
Instrument	3096039

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,400 (+4.49%) Land $148,375 Building $197,025	$628,000 (+4.49%) Land $269,773 Building $358,227
2025	$3,399.00 (+5.76%)	$330,550 (-42.31%) Land $134,405 Building $196,145	$601,000 (+4.89%) Land $244,372 Building $356,628
2024	$3,214.00 (-1.47%)
2023	$3,262.00 (-3.69%)	$573,000 Land $155,248 Building $417,752	$573,000 Land $155,248 Building $417,752
2022	$3,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1991 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 69% of Utah
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Connext Networks, Rise Broadband, Utah Broadband.

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