Gwinnett County property record for 3640 Moye Trl, Duluth, GA 30097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 7,498 sqft · built 2005 |
| Lot Size | 0.56 acres (24,393 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,100,000 (Oct 2020) |
| Tax Bill | $25,071 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-163-179 |
| Primary APN | 7-163-179 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 7,498 sqft Living Area |
| Gross Area | 8,693 sqft |
| 1st Floor Area | 3,946 sqft |
| Basement Area | 3,946 sqft |
| Finished Basement | 3,552 sqft |
| Unfinished Basement | 394 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,393 sqft (0.56 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 801 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Deck Area | 407 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3640 MOYE TRL |
|---|---|
| City | DULUTH |
| State | GA |
| Zip | 30097-4341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | L818 BJ SUGARLOAF COUNTRY CLUB POD10B #2 |
| Legal Subdivision | BJ SUGARLOAF COUNTRY CLUB POD10B |
| Legal Block | J |
| Legal Lot Number | 818 |
| Legal Unit | T |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 50238 |
3640 Moye Trl is owned by an individual who bought it in October 2020.
Source: Gwinnett County records, as of June 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1760 SPECTRUM DR, 108, LAWRENCEVILLE, GA 30043-8925 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage BANK OF AMERICA |
| Dec 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQUITY |
| Oct 12, 2020 | Grant Deed, Transfer SHINHAN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on File |
| Deed Sale | Oct 5, 2020 · Amount on File |
| Prior Sale | Oct 5, 2020 · Amount on File |
| Deed Document Number | 202026949 |
| Deed Book / Page | 57950 / 690 |
| Prior Transfer Date | Oct 27, 2009 |
| Prior Transfer Doc | 0498060764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3640 MOYE TRL, DULUTH, GA 30097-4341 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3640 MOYE TRL, DULUTH, GA 30097-4341 |
| Document Number | 0624260161 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 0000062426/0000000161 |
| Name | BANK OF AMERICA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3640 MOYE TRL, DULUTH, GA 30097-4341 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3640 MOYE TRL, DULUTH, GA 30097-4341 |
| Document Number | 0609360383 |
|---|---|
| Date | Dec 1, 2023 |
| Book Page | 0000060936/0000000383 |
| Name | SPRING EQUITY |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Oct 12, 2020 |
| Property Address | 3640 MOYE TRL, DULUTH, GA 30097-4341 |
| Document Number | 0579500690 |
| Book / Page | 057950 / 000690 |
| Instrument Date | Oct 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3640 MOYE TRL DULUTH GA 300974341, DULUTH, GA 30097-4341 |
| Document Number | 579500692 |
|---|---|
| Date | Oct 12, 2020 |
| Book Page | 057950/000692 |
| Name | SHINHAN BK |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10016 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
The 2025 property tax bill for 3640 Moye Trl was $25,071.
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,071.00 | $703,480 Land $100,080 Building $603,400 | $1,758,700 Land $250,200 Building $1,508,500 |
| 2023 | $23,594.00 | $652,600 Land $96,000 Building $556,600 | |
| 2022 | $1,631,500 Land $240,000 Building $1,391,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3640 Moye Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3640 Moye Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.2% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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