3640 Edgewater Dr, Enid, OK 73703 Property Records

Garfield County property record for 3640 Edgewater Dr, Enid, OK 73703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,589 sqft · built 1997
Lot Size	0.248 acres (10,808 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2005)
Tax Bill	$4,062 (2025)
Deeds & Mortgages	Oct 2025 Reverse Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74142`

Property Details

APN / Parcel Number

Primary APN	`74142`
Alternative APN	`5215-00-014-008-0-184-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,589 sqft Living Area
1st Floor Area	2,355 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,808 sqft (0.248 acres)
Lot Dimensions	128 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	156 sqft
Patio Area	240 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	74142
Street Address	3640 EDGEWATER DR
City	ENID
State	OK
Zip	73703-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 14 SD-E42 WILLOW LAKE NW/4 35-23-7 ET AL- JOYCE A MANNING (W)
Legal Range	07W
Legal Township	23N
Legal Section	35
Legal Subdivision	WILLOW LK ON WATR LG
Legal Block	14
Legal Lot Number	8
Jurisdiction	GARFIELD OK
Township / Civil Division	ENID
Census Block Group	2
Census Block	2007
Census Tract	1302

Owner

3640 Edgewater Dr is owned and occupied by an individual who bought it in July 2005.

Source: Garfield County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3640 EDGEWATER DR, ENID, OK 73703-1400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Mar 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2005 · Amount on File
Deed Sale	Jul 7, 2005 · Amount on File
Deed Book / Page	1764 / 180
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	3640 EDGEWATER DR, ENID, OK 73703-1400
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 EDGEWATER DR, ENID, OK 73703-1400

Mortgage

Document Number	002727/563
Date	Oct 6, 2025
Book Page	2727/563

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Mortgage Company
Address	61 S PARAMUS RD STE 500, PARAMUS, NJ 07652

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	891 Months
Due	Jan 7, 2100

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	3640 EDGEWATER DR, ENID, OK 73703-1400
Transaction Type	Mortgage
Record Updated	Apr 27, 2023
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 EDGEWATER DR, ENID, OK 73703-1400

Mortgage

Document Number	0002621/53
Date	Mar 31, 2023
Book Page	2621/53

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3640 Edgewater Dr was $4,062 with a homeowner's exemption.

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Municipality	Enid City
Unified School District	Chisholm Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,519 (-) Land $4,125 Building $34,394	$308,150 (-) Land $33,000 Building $275,150
2025	$4,062.00 Homeowner's exemption	$38,519 Land $4,125 Building $34,394	$308,150 Land $33,000 Building $275,150
2023	$3,837.00 Homeowner's exemption	$37,777 Land $4,035 Building $33,742	$308,150 Land $33,000 Building $275,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3640 Edgewater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3640 Edgewater Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENID serves 49,347 people · EPA ID OK2002412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Chisholm Broadband.

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