3640 E McKenzie Ave, Fresno, CA 93702 Property Records

Fresno County property record for 3640 E McKenzie Ave, Fresno, CA 93702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1928
Lot Size	0.106 acres (4,625 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Apr 2023)
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`460-193-08`

Property Details

APN / Parcel Number

Primary APN	`460-193-08`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Custom Design
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,625 sqft (0.106 acres)
Lot Dimensions	125 ft deep x 37 ft wide
Garage Area	192 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3640 E MCKENZIE AVE
City	FRESNO
State	CA
Zip	93702-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 23 & W1/2 OF LOT 22 BLK 1 FRESNO HEIGHTS
Legal Subdivision	FRESNO HEIGHTS
Legal Block	1
Legal Lot Number	23
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2018
Census Tract	2601

Owner

3640 E McKenzie Ave is owned and occupied by two individuals who bought it in April 2023.

Source: Fresno County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3640 E MCKENZIE AVE, FRESNO, CA 93702-2139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Grant Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 19, 2018	Grant Deed, Transfer · Conventional Mortgage RESOURCE LENDERS INC
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage DANT MORRIS
Sep 21, 2018	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on File
Deed Sale	Apr 21, 2023 · Amount on File
Prior Sale	Dec 19, 2018 · Amount on File
Deed Document Number	202337961
Record Updated	Sep 20, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 21, 2023
Property Address	3640 E MCKENZIE AVE, FRESNO, CA 93702-2139
Document Number	0000037961
Map Reference	MB 3 PG 32
Instrument Date	Mar 14, 2023
Instrument	2023-0037961
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3640 E MCKENZIE AVE, FRESNO, CA 93702-2139

Mortgage

Document Number	0000037962
Date	Apr 21, 2023
Instrument	2023-0037962

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Dec 19, 2018
Property Address	3640 E MCKENZIE AVE, FRESNO, CA 93702-2139
Document Number	0000151085
Map Reference	MB 3 PG 32
Instrument Date	Nov 20, 2018
Instrument	2018-0151085
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 E MCKENZIE AVE, FRESNO, CA 93702-2139

Mortgage

Document Number	0000151086
Date	Dec 19, 2018
Instrument	2018-0151086

Lender

Name	RESOURCE LENDERS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Mortgage

Document Number	0000151088
Date	Dec 19, 2018
Instrument	2018-0151088

Lender

Name	RESOURCE LENDERS INC
Type	Lending Institution
Address	FRESNO, CA 93711

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3640 E MCKENZIE AVE, FRESNO, CA 93702-2139
Document Number	0000118668
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2525 ALLUVIAL AVE #241 CLOVIS CA 936119107, 241, CLOVIS, CA 93611-9107

Mortgage

Document Number	0000118668
Date	Sep 28, 2018
Instrument	118668

Lender

Name	DANT MORRIS
Address	10667 N SHINNECOCK DR, FRESNO, CA 93730-3555

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Sep 21, 2018
Property Address	3640 E MCKENZIE AVE, FRESNO, CA 93702-2139
Document Number	0000115527
Instrument Date	Sep 18, 2018
Instrument	115527
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Tax	$74.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2525 ALLUVIAL AVE #241 CLOVIS CA 936119107, 241, CLOVIS, CA 93611-9107

Tax Assessment & Valuation

The 2025 property tax bill for 3640 E McKenzie Ave was $3,183.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$249,383 (+2%) Land $47,754 Building $201,629
2025	$3,183.00	$244,494 Land $46,818 Building $197,676
2023	$1,806.00 (+1.4%)	$140,455 Land $23,587 Building $116,868
2022	$1,781.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3640 E McKenzie Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3640 E McKenzie Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Kingsburg Media Foundation Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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