Starke County property record for 3640 E Debby Dr, Knox, IN 46534 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,532 sqft · built 1996 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,300 (Oct 2024) |
| Tax Bill | $1,130 (2025) |
| Deeds & Mortgages | May 2012 Line of Credit Oct 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-10-03-403-011.000-002 |
| Primary APN | 75-10-03-403-011.000-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,532 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0010006900 |
|---|---|
| Street Address | 3640 E DEBBY DR |
| City | KNOX |
| State | IN |
| Zip | 46534-8620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAREFREE ACRES LOT 7 BLK B. |
| Legal Subdivision | CAREFREE ACRES SUB |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | STARKE IN |
| Township / Civil Division | CALIFORNIA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 953900 |
Source: Starke County records · APN 75-10-03-403-011.000-002
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3640 E DEBBY DR, KNOX, IN 46534-8620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2012 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF MONTERREY |
| Oct 20, 2023 | Warranty Deed, Transfer |
| Oct 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Nov 21, 2017 | Intrafamily Transfer, Transfer |
| Nov 21, 2017 | Quit Claim Deed, Transfer MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Prior Sale | Oct 20, 2023 · Amount on Record |
| Deed Document Number | 20243105 |
| Prior Transfer Date | Oct 09, 2017 |
| Prior Transfer Doc | 2017003342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STARKE IN |
| Property Address | 3640 E DEBBY DR, KNOX, IN 46534-8620 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012001537 |
|---|---|
| Date | May 15, 2012 |
| Instrument | 2012001537 |
| Name | THE FIRST NATIONAL BANK OF MONTERREY |
|---|---|
| Address | NORTH JUDSON, IN 46366 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STARKE IN |
| Recording Date | Oct 20, 2023 |
| Property Address | 3640 E DEBBY DR, KNOX, IN 46534-8620 |
| Document Number | 2023003216 |
| Map Reference | MB 2 PG 213 |
| Instrument Date | Oct 18, 2023 |
| Instrument | 2023003216 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2450 E 400 S, KNOX, IN 46534-9217 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STARKE IN |
| Recording Date | Oct 20, 2023 |
| Property Address | 3640 E DEBBY DR, KNOX, IN 46534-8620 |
| Document Number | 2023003216 |
| Map Reference | MB 2 PG 213 |
| Instrument Date | Oct 18, 2023 |
| Instrument | 2023003216 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2450 E 400 S, KNOX, IN 46534-9217 |
| Document Number | 2023003217 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 2023003217 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STARKE IN |
| Recording Date | Nov 21, 2017 |
| Property Address | 3640 E DEBBY DR, KNOX, IN 46534-8620 |
| Document Number | 2017003342 |
| Map Reference | MB 2 PG 213 |
| Instrument Date | Oct 09, 2017 |
| Instrument | 2017003342 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1847 E 4005, KNOX, IN 46534 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STARKE IN |
| Recording Date | Nov 21, 2017 |
| Property Address | 3640 E DEBBY DR, KNOX, IN 46534-8620 |
| Document Number | 2017003341 |
| Map Reference | MB 2 PG 213 |
| Instrument Date | Oct 03, 2017 |
| Instrument | 2017003341 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1847 E 400 S, KNOX, IN 46534-8604 |
Source: Starke County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Starke County |
| County Subdivision | California Township |
| Unified School District | Knox Community School Corporation (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,130.00 (-3.25%) | $199,100 (+21.18%) Land $12,800 Building $186,300 | $199,100 (+21.18%) Land $12,800 Building $186,300 |
| 2024 | $1,168.00 (+5.13%) | ||
| 2023 | $1,111.00 (-56.58%) | $164,300 (+9.17%) Land $11,100 Building $153,200 | $164,300 (+9.17%) Land $11,100 Building $153,200 |
| 2022 | $2,559.00 | $150,500 Land $10,700 Building $139,800 | $150,500 Land $10,700 Building $139,800 |
Source: FEMA National Flood Hazard Layer, Starke County (18149C), updated June 16, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181499539001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 5% of the US · above 32% of Indiana |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mercury Broadband | Fiber | 5,000 / 5,000 |
| Surf Air Wireless | Fiber | 2,000 / 2,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
May also be available at this address: Fourway Computer Products. Availability varies by address; speeds are provider-advertised maximums, not measured.
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