Monroe County property record for 3640 Duck Ave, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,410 sqft · built 1958 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Jun 1987) |
| Tax Bill | $3,006 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00053590-000000 |
| Primary APN | 00053590-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,410 sqft Living Area |
| 1st Floor Area | 2,410 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Pool Area | 312 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 683 sqft |
| Deck Area | 210 sqft |
| Patio Area | 578 sqft |
| Fence | Fence |
| Water Feature | Water Feature |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1054208 |
|---|---|
| Old Parcel Number | 01010100053590000000 |
| Street Address | 3640 DUCK AVE |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KW FWDN SUB PLAT 2 PB1-189 LOT 23 SQR 12 OR255-56/57 OR374-263/264 OR382-415/416 OR509-561 OR845-1862 OR1016-1225 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 34 |
| Legal Subdivision | KEY WEST FOUNDATION CO PLAT NO 2 |
| Legal Lot Number | 23 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 971900 |
3640 Duck Ave is owned and occupied by two individuals who bought it in June 1987.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3640 DUCK AVE, KEY WEST, FL 33040-4412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1987 · Amount on File |
| Deed Sale | Jun 1, 1987 · Amount on File |
| Deed Document Number | 0010161225 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $358,353 | $868,766 Land $495,000 Building $373,766 | |
| 2024 | $3,006.00 (+1.97%) | ||
| 2023 | $2,948.00 (+4.65%) Homeowner's exemption | $338,111 (+3%) | $897,736 (+14.56%) Land $546,000 Building $351,736 |
| 2022 | $2,817.00 Homeowner's exemption | $328,264 | $783,625 Land $426,000 Building $357,625 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3640 Duck Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 298 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 298 in force |
| Nearby Flood Claims | 232 (1979–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3640 Duck Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Hotwire Communications, T-Mobile, Verizon.
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