3640 Cedar St, Santa Ynez, CA 93460 Property Records

Santa Barbara County property record for 3640 Cedar St, Santa Ynez, CA 93460

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,358 sqft · built 1966
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Mar 2022)
Tax Bill	$10,953 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`143-292-039`

Property Details

APN / Parcel Number

Primary APN	`143-292-039`
Alternative APN	`14329239`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Building Area	1,358 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	3640 CEDAR ST
City	SANTA YNEZ
State	CA
Zip	93460-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10R1
Legal Description	OFFICIAL RECS 57 PG 57 LOT 85
Legal Subdivision	TRACT NO 10210
Legal Lot Number	85
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SOLVANG-SANTA YNEZ
Census Block Group	1
Census Block	1009
Census Tract	1908

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	555 N EL CAMINO REAL, A, SAN CLEMENTE, CA 92672-6745
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 15, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA
May 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG
Mar 31, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2017	Quit Claim Deed, Transfer · Conventional Mortgage STEARNS LNDG
Mar 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Apr 20, 2005
Deed Document Number	202212974
Prior Transfer Date	Jul 6, 1995
Prior Transfer Doc	0000037563
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	3640 CEDAR ST, SANTA YNEZ, CA 93460-9652
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2276 ALAMO PINTADO RD, LOS OLIVOS, CA 93441-4504

Mortgage

Document Number	0000079130
Date	Dec 31, 2020
Instrument	2020-0079130

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 15, 2022
Property Address	3640 CEDAR ST, SANTA YNEZ, CA 93460-9652
Document Number	0000012974
Map Reference	MB 57 PG 57-61
Instrument Date	Feb 8, 2022
Instrument	2022-0012974
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 CEDAR ST, SANTA YNEZ, CA 93460-9652

Mortgage

Document Number	0000012975
Date	Mar 15, 2022
Instrument	2022-0012975

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	3640 CEDAR ST, SANTA YNEZ, CA 93460-9652
Document Number	0000023000
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2276 ALAMO PINTADO RD LOS OLIVOS CA 93441, LOS OLIVOS, CA 93441

Mortgage

Document Number	0000023000
Date	May 16, 2017
Instrument	23000

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 31, 2017
Property Address	3640 CEDAR ST, SANTA YNEZ, CA 93460-9652
Document Number	0000015757
Instrument Date	Mar 23, 2017
Instrument	15757
Transaction Type	Transfer
Record Updated	Apr 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 63 LOS OLIVOS CA 934410063, LOS OLIVOS, CA 93441-0063

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 31, 2017
Property Address	3640 CEDAR ST, SANTA YNEZ, CA 93460-9652
Document Number	0000015712
Instrument Date	Mar 23, 2017
Instrument	15712
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 63 LOS OLIVOS CA 934410063, LOS OLIVOS, CA 93441-0063

Mortgage

Document Number	15713
Date	Mar 31, 2017
Instrument	15713

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 27, 2017
Property Address	3640 CEDAR ST, SANTA YNEZ, CA 93460-9652
Document Number	0000014388
Instrument Date	Mar 16, 2017
Instrument	14388
Transaction Type	Transfer
Record Updated	Apr 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 63 LOS OLIVOS CA 934410063, LOS OLIVOS, CA 93441-0063

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Elementary School District	College Elementary School District (KG - 08)
Secondary School District	Santa Ynez Valley Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$920,066 (+2%) Land $541,216 Building $378,850
2025	$10,953.00 (+5.9%)	$902,026 (+6.12%) Land $530,604 Building $371,422
2023	$10,343.00 (-0.13%)	$850,000 Land $500,000 Building $350,000
2022	$10,356.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA YNEZ RIVER WATER CONS. DIST. ID#1 serves 7,022 people · EPA ID CA4210020
Water Source	Purchased surface water from CENTRAL COAST WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, KIZA Internet.

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