Northumberland County property record for 3640 Bluff Point Rd, Kilmarnock, VA 22482
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,421 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-(1)-6 |
| Primary APN | 54-(1)-6 |
|---|
| Lot Area | 63,598 sqft (1.46 acres) |
|---|
| Street Address | 3640 BLUFF POINT RD |
|---|---|
| City | KILMARNOCK |
| State | VA |
| Zip | 22482-3553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SWAMP LAND #200808002554 |
| Legal Lot Number | 6 |
| Jurisdiction | NORTHUMBERLAND VA |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 20302 |
3640 Bluff Point Rd is owned and occupied by two individuals.
Source: Northumberland County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3640 BLUFF POINT RD, KILMARNOCK, VA 22482-3553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3640 Bluff Point Rd was $2,421.
Source: Northumberland County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Northumberland County |
| Unified School District | Northumberland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,421.00 | $474,800 Land $43,100 Building $431,700 | $474,800 Land $43,100 Building $431,700 |
| 2023 | $1,825.00 | $299,200 Land $42,300 Building $256,900 | $299,200 Land $42,300 Building $256,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3640 Bluff Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 106 policies |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 12 (2003–2018) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3640 Bluff Point Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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