3640 3rd Pl, Vero Beach, FL 32968 Property Records

Indian River County property record for 3640 3rd Pl, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,147 sqft · built 1986
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Aug 2006)
Tax Bill	$3,750 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-15-00006-0001-00001.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-15-00006-0001-00001.0`
Alternative APN	`79551`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,147 sqft Living Area
Gross Area	1,647 sqft
1st Floor Area	1,147 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	168 ft deep x 100 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	260 sqft
Driveway	Concrete Driveway
Driveway Area	486 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Screened Porch
Porch Area	345 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3640 3RD PL
City	VERO BEACH
State	FL
Zip	32968-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	CLEMANN ESTATES UNIT NO 2 BLK A LOTS 1 & 2 PBI 3-66
Legal Range	39E
Legal Township	33S
Legal Section	15
Legal Subdivision	CLEMANN ESTATES UNIT NO 2
Legal Block	A
Legal Lot Number	1,2
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3007
Census Tract	50706

Owner

Source: Indian River County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3640 3RD PL, VERO BEACH, FL 32968-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 18, 2024	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Apr 2, 2024	Intrafamily Transfer, Transfer
May 30, 2023	Intrafamily Transfer, Transfer
Oct 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage SEACOAST NATIONAL BANK
Aug 5, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2006 · Amount on Record
Deed Sale	Aug 2, 2006 · Amount on Record
Deed Document Number	20061773740
Deed Book / Page	2063 / 2160
Last Transfer Date	Apr 2, 2024
Transfer Doc	0036871918
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	3640 3RD PL, VERO BEACH, FL 32968-1907
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035262113
Date	Apr 1, 2022
Book Page	3526/2113
Instrument	3120220020953

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	3640 3RD PL, VERO BEACH, FL 32968-1907
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 3RD PL, VERO BEACH, FL 32968-1907
Investor	Possibly a Property Investor

Mortgage

Document Number	0036731262
Date	Jan 18, 2024
Book Page	3673/1262
Instrument	3120240002632

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	4120 W DIVERSEY AVE STE C501, CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 2, 2024
Property Address	3640 3RD PL, VERO BEACH, FL 32968-1907
Document Number	0036871918
Book / Page	3687 / 1918
Map Reference	MB 3 PG 66
Instrument Date	Apr 2, 2024
Instrument	3120240015206
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 3RD PL, VERO BEACH, FL 32968-1907

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	May 30, 2023
Property Address	3640 3RD PL, VERO BEACH, FL 32968-1907
Document Number	0036241733
Book / Page	3624 / 1733
Map Reference	MB 3 PG 66
Instrument Date	May 30, 2023
Instrument	3120230026970
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3640 3RD PL, VERO BEACH, FL 32968-1907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 3RD PL, VERO BEACH, FL 32968-1907
Investor	Possibly a Property Investor

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	3640 3RD PL, VERO BEACH, FL 32968-1907
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032461646
Date	Oct 17, 2019
Book Page	3246/1646
Instrument	3120190060676

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	3640 3RD PL, VERO BEACH, FL 32968-1907
Document Number	0032291326
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 3RD PL VERO BEACH FL 329681907, VERO BEACH, FL 32968-1907

Mortgage

Document Number	0032291326
Date	Aug 9, 2019
Book Page	003229/001326
Instrument	47133

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,750.00 (-8.02%) Homeowner's exemption Widower's exemption	$283,104 (+0.93%) Land $49,725 Building $233,379	$283,104 (+0.93%) Land $49,725 Building $233,379
2023	$4,077.00 (+122.91%)	$280,494 (+77.3%) Land $49,725 Building $230,769	$280,494 (+16.03%) Land $49,725 Building $230,769
2022	$1,829.00	$158,207	$241,736 Land $49,725 Building $192,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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