Centre County property record for 364 Walnut St, Howard, PA 16841
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,376 sqft · built 1910 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $131,000 (Jun 2017) |
| Tax Bill | $2,740 (2026) |
| Deeds & Mortgages | Feb 2007 Mortgage Feb 2011 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-002-,156-,0000 |
| Primary APN | 27-002-,156-,0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood |
| Lot Area | 10,019 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 364 WALNUT ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 10100 |
Source: Centre County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 973 W COLLEGE AVE, PLEASANT GAP, PA 16823-7411 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2007 | Deed of Trust, Mortgage · Stand-Alone First Mortgage SOVEREIGN BANK |
| Feb 22, 2011 | Deed of Trust, Mortgage · Line of Credit SOVEREIGN BANK |
| Jun 20, 2017 | Deed, Transfer · Conventional Mortgage NORTHWEST BANK |
| Nov 4, 2014 | Deed, Transfer · ARM JERSEY SHORE STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2017 · Amount on Record |
| Deed Sale | Jun 20, 2017 · Amount on Record |
| Prior Sale | Nov 4, 2014 · Amount on Record |
| Deed Book / Page | 2200 / 704 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 364 WALNUT ST, HOWARD, PA 16841-2237 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | FISERV LENDING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 01981/0234 |
|---|---|
| Date | Feb 2, 2007 |
| Book Page | 1981/0234 |
| Name | SOVEREIGN BANK |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 30, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 364 WALNUT ST, HOWARD, PA 16841-2237 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 02075/0360 |
|---|---|
| Date | Feb 22, 2011 |
| Book Page | 2075/0360 |
| Name | SOVEREIGN BANK |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 7, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Jun 20, 2017 |
| Property Address | 364 WALNUT ST, HOWARD, PA 16841-2237 |
| Document Number | 02200/0704 |
| Book / Page | 2200 / 0704 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 973 W COLLEGE AVE, PLEASANT GAP, PA 16823-7411 |
| Document Number | 0022000705 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 2200/0705 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Nov 4, 2014 |
| Property Address | 364 WALNUT ST, HOWARD, PA 16841-2237 |
| Document Number | 02152/0866 |
| Book / Page | 2152 / 0866 |
| Instrument Date | Oct 29, 2014 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 364 WALNUT ST, HOWARD, PA 16841-2237 |
| Document Number | 0021520867 |
|---|---|
| Date | Nov 4, 2014 |
| Instrument | 2152/0867 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Nov 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 10.2% |
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,740.00 (+0.55%) | $35,950 (-) Land $5,000 Building $30,950 | |
| 2025 | $71,900 (-) Land $10,000 Building $61,900 | ||
| 2024 | $2,725.00 | $35,950 Land $5,000 Building $30,950 | |
| 1994 | $71,900 Land $10,000 Building $61,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF HOWARD serves 1,001 people · EPA ID PA4140080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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