364 Stephen Thomas Dr, Talking Rock, GA 30175 Property Records

Pickens County property record for 364 Stephen Thomas Dr, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,475 sqft · built 2001
Lot Size	5.45 acres (237,402 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Jun 2025)
Tax Bill	$3,153 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033-052`

Property Details

APN / Parcel Number

Primary APN	`033-052`
Alternative APN	`13049`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,475 sqft Heated Area
Attic	Attic
Attic Area	300 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2015
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	237,402 sqft (5.45 acres)
Terrain	Rolling
Garage Area	702 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	18 sqft
Canopy	336 sqft
Quonset Hut	800 sqft
Utility Building	96 sqft
Pole Barn	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13049
Street Address	364 STEPHEN THOMAS DR
City	TALKING ROCK
State	GA
Zip	30175-3550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL21 LT1,2 5.45AC PETE MOSS HOUSE
Legal Subdivision	PETE MOSS MOUNTAIN ESTATES
Legal Lot Number	1,2
Jurisdiction	PICKENS GA
Township / Civil Division	LUDVILLE
Census Block Group	1
Census Block	1022
Census Tract	50400

Owner

364 Stephen Thomas Dr is owned and occupied by an individual who bought it in June 2025.

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	364 STEPHEN THOMAS DR, TALKING ROCK, GA 30175-3550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Jan 25, 2022	Warranty Deed, Transfer
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2025 · Amount on File
Deed Sale	Jun 17, 2025 · Amount on File
Prior Sale	Mar 3, 2022 · Amount on File
Deed Book / Page	1439 / 53
Prior Transfer Date	Sep 7, 2000
Prior Transfer Doc	0378000237
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	364 STEPHEN THOMAS DR, TALKING ROCK, GA 30175-3550
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 STEPHEN THOMAS DR, TALKING ROCK, GA 30175-3550

Mortgage

Document Number	0013170000000960
Date	Mar 3, 2022
Book Page	0000001317/0000000960

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	Jan 25, 2022
Property Address	364 STEPHEN THOMAS DR, TALKING ROCK, GA 30175-3550
Document Number	0013170958
Book / Page	1317 / 958
Instrument Date	Jan 25, 2022
Instrument	2022-000773
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 STEPHEN THOMAS DR, TALKING ROCK, GA 30175-3550

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	Nov 23, 2021
Property Address	364 STEPHEN THOMAS DR, TALKING ROCK, GA 30175-3550
Document Number	0013040742
Book / Page	1304 / 742
Instrument Date	Nov 23, 2021
Instrument	2021-002981
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 STEPHEN THOMAS DR, TALKING ROCK, GA 30175-3550

Mortgage

Document Number	0013040000000745
Date	Dec 2, 2021
Book Page	0000001304/0000000745

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 364 Stephen Thomas Dr was $3,153.

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,117 (-) Land $37,387 Building $136,730	$435,294 (-) Land $93,468 Building $341,826
2025	$3,153.00	$174,117 Land $37,387 Building $136,730	$435,294 Land $93,468 Building $341,826
2023	$3,043.00	$149,664 Land $37,387 Building $112,277	$374,160 Land $93,468 Building $280,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 364 Stephen Thomas Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 364 Stephen Thomas Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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