364 Spring Canyon Way, Oceanside, CA 92057 Property Records

San Diego County property record for 364 Spring Canyon Way, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,364 sqft · built 2003
Lot Size0.94 acres (4,079 sqft)
Owner2 Individual Names on File
Last Sale$795,000 (Oct 2021)
Tax Bill$9,467 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Apr 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APN158-741-37-00

Property Details

APN / Parcel Number

Primary APN158-741-37-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,364 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area4,079 sqft (0.94 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address364 SPRING CANYON WAY
CityOCEANSIDE
StateCA
Zip92057-6533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-15
Legal DescriptionLOT 77 TR 014294
Legal SubdivisionRIVER RANCH NORTH
Legal Tract014294
Legal Block2
Legal Lot Number77
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2024
Census Tract18521

Owner

364 Spring Canyon Way is owned and occupied by two individuals who bought it in October 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address364 SPRING CANYON WAY, OCEANSIDE, CA 92057-6533
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Grant Deed, Transfer · VA Mortgage
AMERIFIRST FINANCIAL INC
Apr 21, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2021 · Amount on File
Deed SaleOct 1, 2021 · Amount on File
Prior SaleMay 15, 2003 · Amount on File
Deed Document Number2021691045
Prior Transfer DateFeb 25, 2014
Prior Transfer Doc0000247169
Record UpdatedOct 29, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 1, 2021
Property Address364 SPRING CANYON WAY, OCEANSIDE, CA 92057-6533
Document Number0000691045
Map ReferenceMAP 14294
Instrument DateSep 3, 2021
Instrument2021-0691045
Transaction TypeTransfer
Record UpdatedOct 12, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address364 SPRING CANYON WAY, OCEANSIDE, CA 92057-6533

Mortgage

Document Number0000691046
DateOct 1, 2021
Instrument2021-0691046
Lender
NameAMERIFIRST FINANCIAL INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address364 SPRING CANYON WAY, OCEANSIDE, CA 92057-6533
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000178612
DateApr 21, 2017
Instrument2017-0178612
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMay 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 364 Spring Canyon Way was $9,467.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$860,530 (+2%) Land $389,481 Building $471,049
2025$9,467.00$843,658 Land $381,845 Building $461,813
2023$9,000.00 (+1.53%)$810,899 Land $367,018 Building $443,881
2022$8,864.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 364 Spring Canyon Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A99, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 364 Spring Canyon Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Spring Canyon Way

Nearby Streets

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